SIREN : 951954288
POLYGO is a French company founded 3 years ago, specialized in the sector Commerce de détail d'articles de sport en magasin spécialisé. Based in MONTPELLIER (34000), this company of category ETI shows in 2025 a revenue of 4.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 |
|---|---|---|
| Revenue | 4 112 620 € | 2 515 107 € |
| Net income | 105 896 € | 56 384 € |
| EBITDA | 145 795 € | 116 223 € |
| Net margin | 2.6% | 2.2% |
In 2025, POLYGO achieves revenue of 4.1 M€. Vs 2024, growth of +64% (2.5 M€ -> 4.1 M€). After deducting consumption (2.7 M€), gross margin stands at 1.4 M€, i.e. a rate of 34%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 146 k€, representing 3.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 106 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.
4 112 620 €
1 399 787 €
145 795 €
123 349 €
105 896 €
3.2%
The debt ratio (= Financial debt / Equity x 100) stands at 707%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.6 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
706.79%
9.545%
2.842%
11.592
92.5%
In 2025, the debt ratio of POLYGO (706.79) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of POLYGO (9.5%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of POLYGO (11.59) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 279.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.3x. Operating income very largely covers interest expenses: high safety margin.
279.397
7.305
In 2025, the liquidity ratio of POLYGO (279.40) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of POLYGO (7.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 32 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). Inventory turnover is 71 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 106 days of revenue, i.e. 1.2 M€ to permanently finance.
1 212 154 €
0 j
32 j
71 j
106 j
Based on 239 transactions of similar company sales (all years), the value of POLYGO is estimated at 693 091 € (range 335 828€ - 1 209 752€). With an EBITDA of 145 795€, the sector multiple of 3.4x is applied. The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 239 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare POLYGO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'articles de sport en magasin spécialisé
The revenue of POLYGO in 2025 is 4.1 M€.
Yes, POLYGO generated a net profit of 106 k€ in 2025.
The headquarters of POLYGO is located in MONTPELLIER (34000), in the department Herault.
The tax return of POLYGO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
POLYGO operates in the sector Commerce de détail d'articles de sport en magasin spécialisé (NAF code 47.64Z). See the 'Sector positioning' section above to compare the company with its competitors.