POLY CONCEPT AGENCEMENT : revenue, balance sheet and financial ratios

POLY CONCEPT AGENCEMENT is a French company founded 17 years ago, specialized in the sector Autres intermédiaires du commerce en produits divers. Based in THOUARS (79100), this company of category PME shows in 2022 a revenue of 4.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - POLY CONCEPT AGENCEMENT (SIREN 504836180)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 4 502 755 € 3 457 571 € 2 975 502 € 3 075 043 € 2 351 173 € 1 746 612 € 1 764 128 €
Net income -74 655 € -693 181 € 385 725 € 317 155 € 261 773 € 266 087 € 202 005 € 70 630 € 138 495 €
EBITDA N/C N/C 526 368 € 418 769 € 369 901 € 345 421 € 297 803 € 89 057 € 225 124 €
Net margin N/C N/C 8.6% 9.2% 8.8% 8.7% 8.6% 4.0% 7.9%

Revenue and income statement

In 2024, POLY CONCEPT AGENCEMENT records a net loss of 75 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-74 655 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 71%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

70.867%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

16.225%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

51.9%

Solvency indicators evolution
POLY CONCEPT AGENCEMENT

Sector positioning

Debt ratio
70.87 2024
2022
2023
2024
Q1: 0.0
Med: 6.15
Q3: 45.95
Average +21 pts over 3 years

In 2024, the debt ratio of POLY CONCEPT AGENCEMENT (70.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
16.23% 2024
2022
2023
2024
Q1: 3.97%
Med: 34.0%
Q3: 67.32%
Average -16 pts over 3 years

In 2024, the financial autonomy of POLY CONCEPT AGENCEMENT (16.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.56 years 2022
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 1.17 years
Average

In 2022, the repayment capacity of POLY CONCEPT AGENCEMENT (0.56) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 127.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

127.763

Liquidity indicators evolution
POLY CONCEPT AGENCEMENT

Sector positioning

Liquidity ratio
127.76 2024
2022
2023
2024
Q1: 139.4
Med: 252.5
Q3: 584.37
Watch -10 pts over 3 years

In 2024, the liquidity ratio of POLY CONCEPT AGENCEMENT (127.76) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.7x 2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 0.99x
Good

In 2022, the interest coverage of POLY CONCEPT AGENCEMENT (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
POLY CONCEPT AGENCEMENT

Positioning of POLY CONCEPT AGENCEMENT in its sector

Comparison with sector Autres intermédiaires du commerce en produits divers

Similar companies (Autres intermédiaires du commerce en produits divers)

Compare POLY CONCEPT AGENCEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiaires du commerce en produits divers

Frequently asked questions about POLY CONCEPT AGENCEMENT

What is the revenue of POLY CONCEPT AGENCEMENT ?

The revenue of POLY CONCEPT AGENCEMENT in 2022 is 4.5 M€.

Is POLY CONCEPT AGENCEMENT profitable?

POLY CONCEPT AGENCEMENT recorded a net loss in 2024.

Where is the headquarters of POLY CONCEPT AGENCEMENT ?

The headquarters of POLY CONCEPT AGENCEMENT is located in THOUARS (79100), in the department Deux-Sevres.

Where to find the tax return of POLY CONCEPT AGENCEMENT ?

The tax return of POLY CONCEPT AGENCEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does POLY CONCEPT AGENCEMENT operate?

POLY CONCEPT AGENCEMENT operates in the sector Autres intermédiaires du commerce en produits divers (NAF code 46.19B). See the 'Sector positioning' section above to compare the company with its competitors.