POLARD INVESTISSEMENTS : revenue, balance sheet and financial ratios

POLARD INVESTISSEMENTS is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in PLOUEZEC (22470), this company of category PME shows in 2022 a revenue of 76 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - POLARD INVESTISSEMENTS (SIREN 833781693)
Indicator 2023 2022 2021 2020 2018
Revenue N/C 76 500 € 31 500 € 33 875 € 124 375 €
Net income -34 906 € -89 484 € -193 210 € -384 278 € 391 658 €
EBITDA -36 068 € 32 468 € -10 092 € -1 487 € 1 934 €
Net margin N/C -117.0% -613.4% -1134.4% 314.9%

Revenue and income statement

En 2023, POLARD INVESTISSEMENTS registra una pérdida neta de 35 k€.

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-36 068 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-36 374 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-34 906 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 0%. Este nivel muy bajo refleja una estructura financiera sólida. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 0%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.4%

Solvency indicators evolution
POLARD INVESTISSEMENTS

Sector positioning

Ratio de endeudamiento
0.0 2023
2021
2022
2023
Q1: 0.03
Med: 10.87
Q3: 70.22
Excelente

En 2023, el ratio de endeudamiento de POLARD INVESTISSEMENTS (0.00) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio mide el peso de la deuda en relación con el patrimonio. Un ratio bajo indica una estructura financiera sólida con poca dependencia de los acreedores.

Autonomía financiera
0.0% 2023
2021
2022
2023
Q1: 17.2%
Med: 61.39%
Q3: 90.77%
Average

En 2023, el autonomía financiera de POLARD INVESTISSEMENTS (0.0%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
0.0 ans 2023
2021
2022
2023
Q1: 0.0 ans
Med: 0.09 ans
Q3: 3.23 ans
Excelente

En 2023, el capacidad de reembolso de POLARD INVESTISSEMENTS (0.0 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 619.44. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

619.44

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-308.173

Liquidity indicators evolution
POLARD INVESTISSEMENTS

Sector positioning

Ratio de liquidez
619.44 2023
2021
2022
2023
Q1: 126.86
Med: 619.0
Q3: 3548.33
Bueno -24 pts over 3 years

En 2023, el ratio de liquidez de POLARD INVESTISSEMENTS (619.44) se sitúa por encima de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Esta posición cómoda ofrece un margen de seguridad apreciable.

Cobertura de intereses
-308.17x 2023
2021
2022
2023
Q1: -65.31x
Med: 0.0x
Q3: 0.0x
Average

En 2023, el cobertura de intereses de POLARD INVESTISSEMENTS (-308.2x) se sitúa por debajo de la mediana del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Una mejora fortalecería la posición competitiva.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 0 días. Plazo proveedores: 18 días. Situación favorable.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

18 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
POLARD INVESTISSEMENTS

Positioning of POLARD INVESTISSEMENTS in its sector

Comparison with sector Activités des sociétés holding

Similar companies (Activités des sociétés holding)

Compare POLARD INVESTISSEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about POLARD INVESTISSEMENTS

What is the revenue of POLARD INVESTISSEMENTS ?

The revenue of POLARD INVESTISSEMENTS in 2022 is 76 k€.

Is POLARD INVESTISSEMENTS profitable?

POLARD INVESTISSEMENTS recorded a net loss in 2023.

Where is the headquarters of POLARD INVESTISSEMENTS ?

The headquarters of POLARD INVESTISSEMENTS is located in PLOUEZEC (22470), in the department Cotes-d'Armor.

Where to find the tax return of POLARD INVESTISSEMENTS ?

The tax return of POLARD INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does POLARD INVESTISSEMENTS operate?

POLARD INVESTISSEMENTS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.