SIREN : 493657514
POINT AUTO is a French company founded 18 years ago, specialized in the sector Commerce de détail d'équipements automobiles. Based in LILLEBONNE (76170), this company of category PME shows in 2025 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 021 599 € | 1 845 304 € | 1 816 809 € | 1 798 538 € | 1 624 071 € | 1 856 367 € | 1 920 572 € | 2 004 545 € | 2 130 165 € |
| Net income | 1 500 € | -37 867 € | -64 310 € | -5 486 € | -24 105 € | 19 581 € | -9 061 € | 30 450 € | 46 225 € |
| EBITDA | 87 956 € | 50 095 € | 16 414 € | 57 789 € | 32 668 € | 71 051 € | 34 381 € | 89 236 € | 166 173 € |
| Net margin | 0.1% | -2.1% | -3.5% | -0.3% | -1.5% | 1.1% | -0.5% | 1.5% | 2.2% |
In 2025, POINT AUTO achieves revenue of 2.0 M€. Activity remains stable over the period (CAGR: -0.7%). Vs 2024: +10%. After deducting consumption (1.2 M€), gross margin stands at 853 k€, i.e. a rate of 42%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 88 k€, representing 4.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.
2 021 599 €
853 003 €
87 956 €
7 501 €
1 500 €
4.3%
The debt ratio (= Financial debt / Equity x 100) stands at 406%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
406.012%
10.083%
1.346%
9.428
26.9%
In 2025, the debt ratio of POINT AUTO (406.01) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of POINT AUTO (10.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of POINT AUTO (9.43) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 113.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.8x. Operating income very largely covers interest expenses: high safety margin.
113.485
7.808
In 2025, the liquidity ratio of POINT AUTO (113.48) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of POINT AUTO (7.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. Excellent situation: suppliers finance 47 days of the operating cycle (retail model). Inventory turnover is 45 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 41 days of revenue, i.e. 229 k€ to permanently finance. Notable WCR improvement over the period (-42%), freeing up cash.
229 027 €
2 j
49 j
45 j
41 j
Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions). This range of 134 757€ to 481 721€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare POINT AUTO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail d'équipements automobiles
The revenue of POINT AUTO in 2025 is 2.0 M€.
Yes, POINT AUTO generated a net profit of 2 k€ in 2025.
The headquarters of POINT AUTO is located in LILLEBONNE (76170), in the department Seine-Maritime.
The tax return of POINT AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
POINT AUTO operates in the sector Commerce de détail d'équipements automobiles (NAF code 45.32Z). See the 'Sector positioning' section above to compare the company with its competitors.