POIDS LOURDS SERVICE CHARTRAIN : revenue, balance sheet and financial ratios

POIDS LOURDS SERVICE CHARTRAIN is a French company founded 68 years ago, specialized in the sector Commerce d'autres véhicules automobiles. Based in CHARTRES (28000), this company of category PME shows in 2024 a revenue of 20.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - POIDS LOURDS SERVICE CHARTRAIN (SIREN 805820461)
Indicator 2024 2020 2019 2018 2017 2016
Revenue 20 115 678 € 18 865 956 € 17 968 646 € 16 313 655 € 15 581 692 € 12 904 451 €
Net income -153 719 € 123 054 € 41 628 € 73 325 € 182 821 € 162 591 €
EBITDA -111 887 € 155 571 € -724 € 17 723 € 96 680 € -35 699 €
Net margin -0.8% 0.7% 0.2% 0.4% 1.2% 1.3%

Revenue and income statement

In 2024, POIDS LOURDS SERVICE CHARTRAIN achieves revenue of 20.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.7%. Vs 2020: +7%. After deducting consumption (15.4 M€), gross margin stands at 4.7 M€, i.e. a rate of 23%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -112 k€, representing -0.6% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -154 k€ (-0.8% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

20 115 678 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 694 392 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-111 887 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-32 341 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-153 719 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-0.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

81.848%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.222%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1.067%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.975

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

15.7%

Solvency indicators evolution
POIDS LOURDS SERVICE CHARTRAIN

Sector positioning

Debt ratio
81.85 2024
2019
2020
2024
Q1: 9.12
Med: 44.72
Q3: 119.03
Average -8 pts over 3 years

In 2024, the debt ratio of POIDS LOURDS SERVICE CHAR... (81.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
12.22% 2024
2019
2020
2024
Q1: 17.36%
Med: 31.96%
Q3: 49.84%
Average

In 2024, the financial autonomy of POIDS LOURDS SERVICE CHAR... (12.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.98 years 2024
2019
2020
2024
Q1: 0.0 years
Med: 1.08 years
Q3: 4.66 years
Excellent

In 2024, the repayment capacity of POIDS LOURDS SERVICE CHAR... (-1.98) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 113.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

113.858

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-119.213

Liquidity indicators evolution
POIDS LOURDS SERVICE CHARTRAIN

Sector positioning

Liquidity ratio
113.86 2024
2019
2020
2024
Q1: 145.03
Med: 198.86
Q3: 330.56
Watch

In 2024, the liquidity ratio of POIDS LOURDS SERVICE CHAR... (113.86) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-119.21x 2024
2019
2020
2024
Q1: 0.0x
Med: 7.3x
Q3: 27.22x
Watch

In 2024, the interest coverage of POIDS LOURDS SERVICE CHAR... (-119.2x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 123 days. Excellent situation: suppliers finance 96 days of the operating cycle (retail model). Inventory turnover is 111 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 144 days of revenue, i.e. 8.0 M€ to permanently finance. Over 2016-2024, WCR increased by +56%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 028 368 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

27 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

123 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

111 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

144 j

WCR and payment terms evolution
POIDS LOURDS SERVICE CHARTRAIN

Positioning of POIDS LOURDS SERVICE CHARTRAIN in its sector

Comparison with sector Commerce d'autres véhicules automobiles

Valuation estimate

Based on 56 transactions of similar company sales (all years), the value of POIDS LOURDS SERVICE CHARTRAIN is estimated at 2 515 287 € (range 1 770 471€ - 8 758 550€). The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
56 tx
1770k€ 2515k€ 8758k€
2 515 287 € Range: 1 770 471€ - 8 758 550€
NAF 5 all-time

Valuation method used

Revenue Multiple
20 115 678 € × 0.13x = 2 515 288 €
Range: 1 770 472€ - 8 758 551€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 56 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce d'autres véhicules automobiles)

Compare POIDS LOURDS SERVICE CHARTRAIN with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce d'autres véhicules automobiles

Frequently asked questions about POIDS LOURDS SERVICE CHARTRAIN

What is the revenue of POIDS LOURDS SERVICE CHARTRAIN ?

The revenue of POIDS LOURDS SERVICE CHARTRAIN in 2024 is 20.1 M€.

Is POIDS LOURDS SERVICE CHARTRAIN profitable?

POIDS LOURDS SERVICE CHARTRAIN recorded a net loss in 2024.

Where is the headquarters of POIDS LOURDS SERVICE CHARTRAIN ?

The headquarters of POIDS LOURDS SERVICE CHARTRAIN is located in CHARTRES (28000), in the department Eure-et-Loir.

Where to find the tax return of POIDS LOURDS SERVICE CHARTRAIN ?

The tax return of POIDS LOURDS SERVICE CHARTRAIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does POIDS LOURDS SERVICE CHARTRAIN operate?

POIDS LOURDS SERVICE CHARTRAIN operates in the sector Commerce d'autres véhicules automobiles (NAF code 45.19Z). See the 'Sector positioning' section above to compare the company with its competitors.