Employees: 03 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1998-08-01 (27 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: PARIS (75008), Paris
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
POE MA INSURANCES : revenue, balance sheet and financial ratios
POE MA INSURANCES is a French company
founded 27 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in PARIS (75008),
this company of category PME
shows in 2016 a revenue of 134 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - POE MA INSURANCES (SIREN 419620182)
Indicator
2024
2023
2022
2021
2020
2019
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
134 039 €
Net income
312 309 €
339 543 €
604 728 €
4 441 €
13 465 €
11 670 €
28 465 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
28 900 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
21.2%
Revenue and income statement
In 2024, POE MA INSURANCES generates positive net income of 312 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 28 k€ -> 312 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
312 309 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
4.336%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
86.045%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2019
2020
2021
2022
2023
2024
Debt ratio
274.347
156.61
12.08
19.499
7.932
6.279
4.336
Financial autonomy
21.005
5.858
81.663
65.592
81.56
83.019
86.045
Repayment capacity
22.924
None
None
None
None
None
None
Cash flow / Revenue
4.715%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
4.342024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Good
In 2024, the debt ratio of POE MA INSURANCES (4.34) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
86.05%2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Excellent
In 2024, the financial autonomy of POE MA INSURANCES (86.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 179.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
179.422
Liquidity indicators evolution POE MA INSURANCES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2019
2020
2021
2022
2023
2024
Liquidity ratio
88.277
107.494
130.286
103.82
115.704
142.958
179.422
Interest coverage
0.0
None
None
None
None
None
None
Sector positioning
Liquidity ratio
179.422024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Average+12 pts over 3 years
In 2024, the liquidity ratio of POE MA INSURANCES (179.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution POE MA INSURANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2019
2020
2021
2022
2023
2024
Operating WCR
-14 134 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
Customer payment term (days)
373
0
0
0
0
0
0
Supplier payment term (days)
11
0
0
0
0
0
0
Positioning of POE MA INSURANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of POE MA INSURANCES is estimated at
628 574 €
(range 297 327€ - 2 870 007€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
297k€628k€2870k€
628 574 €Range: 297 327€ - 2 870 007€
NAF 5 all-time
Valuation method used
Net Income Multiple
312 309 €
×
2.0x
=628 575 €
Range: 297 328€ - 2 870 008€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare POE MA INSURANCES with other companies in the same sector:
Frequently asked questions about POE MA INSURANCES
What is the revenue of POE MA INSURANCES ?
The revenue of POE MA INSURANCES in 2016 is 134 k€.
Is POE MA INSURANCES profitable?
Yes, POE MA INSURANCES generated a net profit of 312 k€ in 2024.
Where is the headquarters of POE MA INSURANCES ?
The headquarters of POE MA INSURANCES is located in PARIS (75008), in the department Paris.
Where to find the tax return of POE MA INSURANCES ?
The tax return of POE MA INSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does POE MA INSURANCES operate?
POE MA INSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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