Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

PNB HOLDING : revenue, balance sheet and financial ratios

PNB HOLDING is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in FONTAINE-LES-DIJON (21121), this company of category PME shows in 2025 a net income positive of 68 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PNB HOLDING (SIREN 828345611)
Indicator 2025 2024 2023 2022 2021 2020 2019
Revenue N/C N/C N/C N/C N/C N/C N/C
Net income 68 139 € 67 432 € 56 881 € 46 428 € 36 130 € 31 247 € 55 025 €
EBITDA -2 116 € -2 476 € -2 454 € -2 314 € -2 287 € -2 751 € -2 845 €
Net margin N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

Im Jahr 2025 erzielt PNB HOLDING ein positives Nettoergebnis von 68 k€. Entwicklung 2019-2025: 55 k€ -> 68 k€.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 116 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 116 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

68 139 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 0%. Dieses niedrige Niveau spiegelt eine solide Finanzstruktur wider. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 100%. Diese hohe Autonomie bedeutet, dass das Unternehmen den Großteil seiner Vermögenswerte durch Eigenkapital finanziert. Die Schuldenrückzahlungskapazität zeigt, dass es 0.0 Jahre Cashflow braucht. Diese kurze Periode zeigt eine ausgezeichnete Schuldentragfähigkeit.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.11%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.89%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.005

Solvency indicators evolution
PNB HOLDING

Sector positioning

Verschuldungsgrad
0.11 2025
2023
2024
2025
Q1: 0.09
Med: 12.76
Q3: 79.1
Ausgezeichnet -26 pts over 3 years

Im Jahr 2025 liegt in den unteren 25% der Branche, was positiv ist das verschuldungsgrad von PNB HOLDING (0.11). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Ein niedriges Verhältnis zeigt eine solide Finanzstruktur mit geringer Abhängigkeit von Gläubigern.

Finanzielle Autonomie
99.89% 2025
2023
2024
2025
Q1: 14.0%
Med: 56.52%
Q3: 88.88%
Ausgezeichnet

Im Jahr 2025 liegt in den oberen 25% der Branche das finanzielle autonomie von PNB HOLDING (99.9%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Hohe Autonomie spiegelt finanzielle Unabhängigkeit und Fähigkeit wider, Schocks zu absorbieren.

Rückzahlungsfähigkeit
0.01 ans 2025
2023
2024
2025
Q1: 0.0 ans
Med: 0.28 ans
Q3: 3.39 ans
Gut -30 pts over 3 years

Im Jahr 2025 liegt unter dem Median der Branche das rückzahlungsfähigkeit von PNB HOLDING (0.0 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Diese kontrollierte Position spiegelt umsichtiges Management wider.

Working capital requirement (WCR) and payment terms

Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PNB HOLDING

Positioning of PNB HOLDING in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 54 transactions of similar company sales in 2025, the value of PNB HOLDING is estimated at 188 379 € (range 56 767€ - 387 839€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
54 tx
56k€ 188k€ 387k€
188 379 € Range: 56 767€ - 387 839€
NAF 5 année 2025

Valuation method used

Net Income Multiple
68 139 € × 2.8x = 188 379 €
Range: 56 767€ - 387 840€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare PNB HOLDING with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about PNB HOLDING

What is the revenue of PNB HOLDING ?

The revenue of PNB HOLDING is not publicly disclosed (confidential accounts filed with INPI).

Is PNB HOLDING profitable?

Yes, PNB HOLDING generated a net profit of 68 k€ in 2025.

Where is the headquarters of PNB HOLDING ?

The headquarters of PNB HOLDING is located in FONTAINE-LES-DIJON (21121), in the department Cote-d'Or.

Where to find the tax return of PNB HOLDING ?

The tax return of PNB HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PNB HOLDING operate?

PNB HOLDING operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.