SIREN : 838679926
PMTS FINANCES is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75008), this company of category PME shows in 2020 a revenue of 124 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 123 600 € | 892 € | N/C |
| Net income | 126 058 € | 2 155 632 € | -29 204 € |
| EBITDA | 61 114 € | -74 174 € | -27 063 € |
| Net margin | 102.0% | 241662.8% | N/C |
In 2020, PMTS FINANCES achieves revenue of 124 k€. Over the period 2019-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +13756.5%. Vs 2019, growth of +13757% (892 € -> 124 k€). After deducting consumption (0 €), gross margin stands at 124 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 61 k€, representing 49.4% of revenue. Positive scissor effect: EBITDA margin improves by +8364.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 126 k€, i.e. 102.0% of revenue. This profit can be retained or distributed to shareholders.
123 600 €
123 600 €
61 114 €
59 544 €
126 058 €
49.4%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 103.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.89%
98.594%
103.258%
1.405
38.9%
In 2020, the debt ratio of PMTS FINANCES (0.89) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of PMTS FINANCES (98.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of PMTS FINANCES (1.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1973.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1973.567
0.0
In 2020, the liquidity ratio of PMTS FINANCES (1973.57) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of PMTS FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Overall, WCR represents 5286 days of revenue, i.e. 1.8 M€ to permanently finance.
1 814 968 €
41 j
42 j
0 j
5286 j
Based on 71 transactions of similar company sales
in 2020,
the value of PMTS FINANCES is estimated at
372 872 €
(range 118 971€ - 757 914€).
With an EBITDA of 61 114€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.60x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PMTS FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of PMTS FINANCES in 2020 is 124 k€.
Yes, PMTS FINANCES generated a net profit of 126 k€ in 2020.
The headquarters of PMTS FINANCES is located in PARIS (75008), in the department Paris.
The tax return of PMTS FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PMTS FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.