SIREN : 389290131
PLENITA is a French company founded 33 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75009), this company of category PME shows in 2024 a revenue of 2.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2 492 344 € | 1 916 999 € | 1 612 100 € | 1 577 794 € | 1 569 108 € | 1 556 182 € | 1 389 997 € | 1 120 819 € |
| Net income | 677 373 € | 382 348 € | 253 594 € | 153 008 € | 110 461 € | 155 113 € | 99 875 € | 3 216 € |
| EBITDA | 913 880 € | 514 213 € | 349 857 € | 215 859 € | 431 476 € | 220 225 € | 142 267 € | 21 932 € |
| Net margin | 27.2% | 19.9% | 15.7% | 9.7% | 7.0% | 10.0% | 7.2% | 0.3% |
In 2024, PLENITA achieves revenue of 2.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +10.5%. Vs 2023, growth of +30% (1.9 M€ -> 2.5 M€). After deducting consumption (0 €), gross margin stands at 2.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 914 k€, representing 36.7% of revenue. Positive scissor effect: EBITDA margin improves by +9.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 677 k€, i.e. 27.2% of revenue. This profit can be retained or distributed to shareholders.
2 492 344 €
2 492 344 €
913 880 €
940 861 €
677 373 €
36.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 27.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.067%
23.624%
27.768%
0.001
4.4%
In 2024, the debt ratio of PLENITA (0.07) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of PLENITA (23.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PLENITA (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 144.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.4x. Danger: operating income does not cover interest charges, unsustainable situation.
144.535
0.449
In 2024, the liquidity ratio of PLENITA (144.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PLENITA (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 284 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1589 days. Excellent situation: suppliers finance 1305 days of the operating cycle (retail model). Overall, WCR represents 357 days of revenue, i.e. 2.5 M€ to permanently finance.
2 473 203 €
284 j
1589 j
0 j
357 j
Based on 193 transactions of similar company sales (all years), the value of PLENITA is estimated at 1 560 426 € (range 476 706€ - 5 434 798€). With an EBITDA of 913 880€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PLENITA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of PLENITA in 2024 is 2.5 M€.
Yes, PLENITA generated a net profit of 677 k€ in 2024.
The headquarters of PLENITA is located in PARIS (75009), in the department Paris.
The tax return of PLENITA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PLENITA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.