SIREN : 512644345
PL FINANCIERE is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in BOIS-GUILLAUME (76230), this company of category PME shows in 2024 a revenue of 257 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 257 060 € | 786 500 € | 31 060 € | 44 167 € | 91 667 € | 360 000 € | 360 000 € |
| Net income | 161 337 € | 377 160 € | -24 647 € | -43 434 € | -2 462 602 € | 1 050 528 € | 383 280 € |
| EBITDA | 85 647 € | 588 554 € | -118 942 € | -144 974 € | -137 141 € | 89 935 € | 137 195 € |
| Net margin | 62.8% | 48.0% | -79.4% | -98.3% | -2686.5% | 291.8% | 106.5% |
In 2024, PL FINANCIERE achieves revenue of 257 k€. Activity remains stable over the period (CAGR: -4.1%). Significant drop of -67% vs 2023. After deducting consumption (0 €), gross margin stands at 257 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 86 k€, representing 33.3% of revenue. Warning negative scissor effect: despite revenue change (-67%), EBITDA varies by -85%, reducing margin by 41.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 161 k€, i.e. 62.8% of revenue. This profit can be retained or distributed to shareholders.
257 060 €
257 060 €
85 647 €
91 368 €
161 337 €
33.3%
The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 62.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
10.003%
8.937%
62.762%
3.995
In 2024, the debt ratio of PL FINANCIERE (10.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PL FINANCIERE (8.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PL FINANCIERE (4.00) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3179.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 62.1x. Operating income very largely covers interest expenses: high safety margin.
3179.312
62.051
In 2024, the liquidity ratio of PL FINANCIERE (3179.31) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of PL FINANCIERE (62.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 174 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 97 days. The gap of 77 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-1 days): operations structurally generate cash. Over 2016-2024, WCR increased by +99%, requiring additional financing.
-1 023 €
174 j
97 j
0 j
-1 j
Based on 54 transactions of similar company sales
in 2024,
the value of PL FINANCIERE is estimated at
299 602 €
(range 93 347€ - 651 838€).
With an EBITDA of 85 647€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PL FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of PL FINANCIERE in 2024 is 257 k€.
Yes, PL FINANCIERE generated a net profit of 161 k€ in 2024.
The headquarters of PL FINANCIERE is located in BOIS-GUILLAUME (76230), in the department Seine-Maritime.
The tax return of PL FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PL FINANCIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.