PIZZATO-BONTEMPS : revenue, balance sheet and financial ratios

PIZZATO-BONTEMPS is a French company founded 34 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in SAINT-AME (88120), this company of category PME shows in 2022 a revenue of 267 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PIZZATO-BONTEMPS (SIREN 383065034)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 267 425 € 509 845 € 257 919 € 280 725 € 236 660 € 210 231 € 212 997 €
Net income 9 755 € 52 143 € 688 € 11 385 € 16 873 € 6 997 € 4 309 €
EBITDA -31 241 € 64 823 € 2 045 € 12 772 € 18 381 € -31 253 € 5 066 €
Net margin 3.6% 10.2% 0.3% 4.1% 7.1% 3.3% 2.0%

Revenue and income statement

In 2022, PIZZATO-BONTEMPS achieves revenue of 267 k€. Revenue is growing positively over 7 years (CAGR: +3.9%). Significant drop of -48% vs 2021. After deducting consumption (110 k€), gross margin stands at 157 k€, i.e. a rate of 59%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -31 k€, representing -11.7% of revenue. Warning negative scissor effect: despite revenue change (-48%), EBITDA varies by -148%, reducing margin by 24.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10 k€, i.e. 3.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

267 425 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

157 128 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-31 241 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

11 876 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

9 755 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-11.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 70%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

70.319%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

36.149%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-12.289%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.318

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.7%

Solvency indicators evolution
PIZZATO-BONTEMPS

Sector positioning

Debt ratio
70.32 2022
2020
2021
2022
Q1: 5.78
Med: 34.79
Q3: 103.73
Average +34 pts over 3 years

In 2022, the debt ratio of PIZZATO-BONTEMPS (70.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
36.15% 2022
2020
2021
2022
Q1: 19.45%
Med: 40.47%
Q3: 59.71%
Average

In 2022, the financial autonomy of PIZZATO-BONTEMPS (36.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.32 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.88 years
Q3: 3.06 years
Excellent -47 pts over 3 years

In 2022, the repayment capacity of PIZZATO-BONTEMPS (-1.32) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 224.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

224.331

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3.623

Liquidity indicators evolution
PIZZATO-BONTEMPS

Sector positioning

Liquidity ratio
224.33 2022
2020
2021
2022
Q1: 136.82
Med: 204.17
Q3: 300.21
Good +23 pts over 3 years

In 2022, the liquidity ratio of PIZZATO-BONTEMPS (224.33) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-3.62x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.81x
Q3: 3.72x
Average -50 pts over 3 years

In 2022, the interest coverage of PIZZATO-BONTEMPS (-3.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 37 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Inventory turnover is 16 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 53 days of revenue, i.e. 39 k€ to permanently finance. Over 2016-2022, WCR increased by +159%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

39 496 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

32 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

37 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

16 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

53 j

WCR and payment terms evolution
PIZZATO-BONTEMPS

Positioning of PIZZATO-BONTEMPS in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 130 transactions of similar company sales in 2022, the value of PIZZATO-BONTEMPS is estimated at 67 192 € (range 34 644€ - 128 428€). The price/revenue ratio is 0.31x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
130 transactions
34k€ 67k€ 128k€
67 192 € Range: 34 644€ - 128 428€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
267 425 € × 0.31x
Estimation 82 366 €
45 815€ - 165 118€
Net Income Multiple 20%
9 755 € × 4.6x
Estimation 44 433 €
17 890€ - 73 395€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 130 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare PIZZATO-BONTEMPS with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about PIZZATO-BONTEMPS

What is the revenue of PIZZATO-BONTEMPS ?

The revenue of PIZZATO-BONTEMPS in 2022 is 267 k€.

Is PIZZATO-BONTEMPS profitable?

Yes, PIZZATO-BONTEMPS generated a net profit of 10 k€ in 2022.

Where is the headquarters of PIZZATO-BONTEMPS ?

The headquarters of PIZZATO-BONTEMPS is located in SAINT-AME (88120), in the department Vosges.

Where to find the tax return of PIZZATO-BONTEMPS ?

The tax return of PIZZATO-BONTEMPS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PIZZATO-BONTEMPS operate?

PIZZATO-BONTEMPS operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.