SIREN : 819466996
PINEALE is a French company founded 10 years ago, specialized in the sector Gestion de fonds. Based in SAINT-MAUR-DES-FOSSES (94210), this company of category PME shows in 2025 a revenue of 66 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 66 000 € | 58 750 € | 76 000 € | 76 000 € | 71 000 € | 71 000 € | 91 000 € | N/C | 47 600 € |
| Net income | 2 209 € | 10 712 € | 1 711 € | 2 557 € | 1 319 € | 881 € | 15 626 € | -19 702 € | 1 140 € |
| EBITDA | -636 € | -1 797 € | 1 322 € | 2 523 € | 1 453 € | 1 155 € | 20 436 € | N/C | 6 578 € |
| Net margin | 3.3% | 18.2% | 2.3% | 3.4% | 1.9% | 1.2% | 17.2% | N/C | 2.4% |
In 2025, PINEALE achieves revenue of 66 k€. Revenue is growing positively over 9 years (CAGR: +4.2%). Vs 2024, growth of +12% (59 k€ -> 66 k€). After deducting consumption (0 €), gross margin stands at 66 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -636 €, representing -1.0% of revenue. Positive scissor effect: EBITDA margin improves by +2.1 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 3.3% of revenue. This profit can be retained or distributed to shareholders.
66 000 €
66 000 €
-636 €
-639 €
2 209 €
-1.0%
The debt ratio (= Financial debt / Equity x 100) stands at 678%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 111.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
678.007%
12.186%
3.347%
111.882
In 2025, the debt ratio of PINEALE (678.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of PINEALE (12.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of PINEALE (111.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 240.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
240.245
0.0
In 2025, the liquidity ratio of PINEALE (240.25) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of PINEALE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 160 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 48 days. The gap of 112 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 125 days of revenue, i.e. 23 k€ to permanently finance. Over 2017-2025, WCR increased by +162%, requiring additional financing.
22 843 €
160 j
48 j
0 j
125 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 6 415€ to 78 269€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PINEALE with other companies in the same sector:
The revenue of PINEALE in 2025 is 66 k€.
Yes, PINEALE generated a net profit of 2 k€ in 2025.
The headquarters of PINEALE is located in SAINT-MAUR-DES-FOSSES (94210), in the department Val-de-Marne.
The tax return of PINEALE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PINEALE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.