PINDIERE FRANCE : revenue, balance sheet and financial ratios

PINDIERE FRANCE is a French company founded 21 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures. Based in SEVREMOINE (49230), this company of category PME shows in 2020 a revenue of 6.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PINDIERE FRANCE (SIREN 479269938)
Indicator 2025 2024 2023 2020 2019 2018 2017 2016
Revenue N/C N/C N/C 6 869 207 € 8 386 956 € 10 216 670 € 11 158 852 € 13 869 551 €
Net income -88 165 € 401 126 € -950 021 € -2 259 572 € -461 431 € -595 379 € -204 582 € -121 544 €
EBITDA N/C N/C N/C -1 535 314 € -832 452 € -106 472 € -237 592 € -110 739 €
Net margin N/C N/C N/C -32.9% -5.5% -5.8% -1.8% -0.9%

Revenue and income statement

In 2025, PINDIERE FRANCE records a net loss of 88 k€. This deficit will reduce equity on the balance sheet.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-88 165 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 305%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

304.633%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

6.968%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

43.0%

Solvency indicators evolution
PINDIERE FRANCE

Sector positioning

Debt ratio
304.63 2025
2023
2024
2025
Q1: 0.05
Med: 9.73
Q3: 41.76
Watch

In 2025, the debt ratio of PINDIERE FRANCE (304.63) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
6.97% 2025
2023
2024
2025
Q1: 10.16%
Med: 37.48%
Q3: 63.03%
Average

In 2025, the financial autonomy of PINDIERE FRANCE (7.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 127.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

127.074

Liquidity indicators evolution
PINDIERE FRANCE

Sector positioning

Liquidity ratio
127.07 2025
2023
2024
2025
Q1: 128.79
Med: 214.38
Q3: 394.35
Watch -5 pts over 3 years

In 2025, the liquidity ratio of PINDIERE FRANCE (127.07) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PINDIERE FRANCE

Positioning of PINDIERE FRANCE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Similar companies (Commerce de gros (commerce interentreprises) d'habillement et de chaussures)

Compare PINDIERE FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Frequently asked questions about PINDIERE FRANCE

What is the revenue of PINDIERE FRANCE ?

The revenue of PINDIERE FRANCE in 2020 is 6.9 M€.

Is PINDIERE FRANCE profitable?

PINDIERE FRANCE recorded a net loss in 2025.

Where is the headquarters of PINDIERE FRANCE ?

The headquarters of PINDIERE FRANCE is located in SEVREMOINE (49230), in the department Maine-et-Loire.

Where to find the tax return of PINDIERE FRANCE ?

The tax return of PINDIERE FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PINDIERE FRANCE operate?

PINDIERE FRANCE operates in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures (NAF code 46.42Z). See the 'Sector positioning' section above to compare the company with its competitors.