PIERRES ET TERRITOIRES D'EURE ET LOIR : revenue, balance sheet and financial ratios

PIERRES ET TERRITOIRES D'EURE ET LOIR is a French company founded 32 years ago, specialized in the sector Promotion immobilière de logements. Based in CHARTRES (28000), this company of category PME shows in 2021 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PIERRES ET TERRITOIRES D'EURE ET LOIR (SIREN 391669454)
Indicator 2024 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 1 082 401 € 1 133 936 € 1 457 268 € 771 037 € 941 506 € 941 506 €
Net income -2 408 019 € -2 195 069 € -3 017 557 € -1 372 028 € -491 185 € 276 836 € -264 743 € -264 743 €
EBITDA N/C N/C -833 603 € -506 675 € -150 127 € -719 180 € -331 047 € -331 047 €
Net margin N/C N/C -278.8% -121.0% -33.7% 35.9% -28.1% -28.1%

Revenue and income statement

In 2024, PIERRES ET TERRITOIRES D'EURE ET LOIR records a net loss of 2.4 M€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-2 408 019 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -704%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -15%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-703.546%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-14.841%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.6%

Solvency indicators evolution
PIERRES ET TERRITOIRES D'EURE ET LOIR

Sector positioning

Debt ratio
-703.55 2024
2021
2022
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Excellent -37 pts over 3 years

In 2024, the debt ratio of PIERRES ET TERRITOIRES D'... (-703.55) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-14.84% 2024
2021
2022
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Average -40 pts over 3 years

In 2024, the financial autonomy of PIERRES ET TERRITOIRES D'... (-14.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.17 years 2021
2021
Q1: -2.56 years
Med: 0.0 years
Q3: 2.29 years
Good

In 2021, the repayment capacity of PIERRES ET TERRITOIRES D'... (-1.17) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 215.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

215.75

Liquidity indicators evolution
PIERRES ET TERRITOIRES D'EURE ET LOIR

Sector positioning

Liquidity ratio
215.75 2024
2021
2022
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Average -14 pts over 3 years

In 2024, the liquidity ratio of PIERRES ET TERRITOIRES D'... (215.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-42.31x 2021
2021
Q1: -2.88x
Med: 0.0x
Q3: 2.57x
Average

In 2021, the interest coverage of PIERRES ET TERRITOIRES D'... (-42.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PIERRES ET TERRITOIRES D'EURE ET LOIR

Positioning of PIERRES ET TERRITOIRES D'EURE ET LOIR in its sector

Comparison with sector Promotion immobilière de logements

Similar companies (Promotion immobilière de logements)

Compare PIERRES ET TERRITOIRES D'EURE ET LOIR with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about PIERRES ET TERRITOIRES D'EURE ET LOIR

What is the revenue of PIERRES ET TERRITOIRES D'EURE ET LOIR ?

The revenue of PIERRES ET TERRITOIRES D'EURE ET LOIR in 2021 is 1.1 M€.

Is PIERRES ET TERRITOIRES D'EURE ET LOIR profitable?

PIERRES ET TERRITOIRES D'EURE ET LOIR recorded a net loss in 2024.

Where is the headquarters of PIERRES ET TERRITOIRES D'EURE ET LOIR ?

The headquarters of PIERRES ET TERRITOIRES D'EURE ET LOIR is located in CHARTRES (28000), in the department Eure-et-Loir.

Where to find the tax return of PIERRES ET TERRITOIRES D'EURE ET LOIR ?

The tax return of PIERRES ET TERRITOIRES D'EURE ET LOIR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PIERRES ET TERRITOIRES D'EURE ET LOIR operate?

PIERRES ET TERRITOIRES D'EURE ET LOIR operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.