SIREN : 817469745
PIERRE LOPES HABITAT is a French company founded 10 years ago, specialized in the sector Construction de maisons individuelles. Based in VICHY (03200), this company of category PME shows in 2024 a revenue of 703 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 702 992 € | 589 216 € | 679 715 € | 281 539 € | 471 520 € | 326 290 € | 369 394 € |
| Net income | 59 256 € | 61 556 € | 67 145 € | -10 201 € | 11 744 € | 1 965 € | 24 983 € |
| EBITDA | 77 569 € | 73 631 € | 145 601 € | -1 045 € | 92 464 € | 6 954 € | 41 822 € |
| Net margin | 8.4% | 10.4% | 9.9% | -3.6% | 2.5% | 0.6% | 6.8% |
In 2024, PIERRE LOPES HABITAT achieves revenue of 703 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.3%. Vs 2023, growth of +19% (589 k€ -> 703 k€). After deducting consumption (134 k€), gross margin stands at 569 k€, i.e. a rate of 81%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 78 k€, representing 11.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 59 k€, i.e. 8.4% of revenue. This profit can be retained or distributed to shareholders.
702 992 €
568 739 €
77 569 €
64 243 €
59 256 €
11.0%
The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 3%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
17.267%
3.108%
10.353%
0.035
64.1%
In 2024, the debt ratio of PIERRE LOPES HABITAT (17.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PIERRE LOPES HABITAT (3.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PIERRE LOPES HABITAT (0.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 74.96. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
74.96
0.106
In 2024, the liquidity ratio of PIERRE LOPES HABITAT (74.96) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of PIERRE LOPES HABITAT (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 111 days. Excellent situation: suppliers finance 74 days of the operating cycle (retail model). Inventory turnover is 11 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-105 days): operations structurally generate cash. Notable WCR improvement over the period (-99%), freeing up cash.
-205 161 €
37 j
111 j
11 j
-105 j
Based on 113 transactions of similar company sales (all years), the value of PIERRE LOPES HABITAT is estimated at 194 119 € (range 79 444€ - 381 541€). With an EBITDA of 77 569€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PIERRE LOPES HABITAT with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of PIERRE LOPES HABITAT in 2024 is 703 k€.
Yes, PIERRE LOPES HABITAT generated a net profit of 59 k€ in 2024.
The headquarters of PIERRE LOPES HABITAT is located in VICHY (03200), in the department Allier.
The tax return of PIERRE LOPES HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PIERRE LOPES HABITAT operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.