SIREN : 878198555
PICASSIO is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in FONTAINES-EN-SOLOGNE (41250), this company of category PME shows in 2022 a revenue of 228 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|
| Revenue | 228 086 € | 223 546 € | 221 500 € | 117 771 € |
| Net income | 73 943 € | 74 499 € | 66 275 € | -3 493 € |
| EBITDA | 10 848 € | 10 761 € | 6 312 € | 5 405 € |
| Net margin | 32.4% | 33.3% | 29.9% | -3.0% |
In 2022, PICASSIO achieves revenue of 228 k€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +24.6%. Vs 2021: +2%. After deducting consumption (0 €), gross margin stands at 228 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 4.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 74 k€, i.e. 32.4% of revenue. This profit can be retained or distributed to shareholders.
228 086 €
228 086 €
10 848 €
10 365 €
73 943 €
4.8%
The debt ratio (= Financial debt / Equity x 100) stands at 59%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 32.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
59.059%
56.657%
32.419%
5.361
In 2022, the debt ratio of PICASSIO (59.06) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of PICASSIO (56.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2022, the repayment capacity of PICASSIO (5.36) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 234.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 59.2x. Operating income very largely covers interest expenses: high safety margin.
234.565
59.191
In 2022, the liquidity ratio of PICASSIO (234.56) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of PICASSIO (59.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 133 days. The gap of 227 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 253 days of revenue, i.e. 160 k€ to permanently finance. Over 2019-2022, WCR increased by +103%, requiring additional financing.
160 461 €
360 j
133 j
0 j
253 j
Based on 109 transactions of similar company sales in 2022, the value of PICASSIO is estimated at 146 684 € (range 73 670€ - 312 841€). With an EBITDA of 10 848€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PICASSIO with other companies in the same sector:
The revenue of PICASSIO in 2022 is 228 k€.
Yes, PICASSIO generated a net profit of 74 k€ in 2022.
The headquarters of PICASSIO is located in FONTAINES-EN-SOLOGNE (41250), in the department Loir-et-Cher.
The tax return of PICASSIO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PICASSIO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.