PICARDIE TOITURE : revenue, balance sheet and financial ratios

PICARDIE TOITURE is a French company founded 29 years ago, specialized in the sector Travaux de couverture par éléments. Based in CREIL (60100), this company of category PME shows in 2022 a revenue of 4.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PICARDIE TOITURE (SIREN 411408164)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 4 135 102 € 3 510 460 € 2 718 979 € N/C N/C 994 483 € 428 839 €
Net income 25 689 € 84 353 € 90 121 € 162 871 € 102 329 € 229 962 € 62 090 € 64 123 € 4 317 €
EBITDA N/C N/C 201 108 € 219 446 € 135 273 € N/C N/C 107 984 € 12 562 €
Net margin N/C N/C 2.2% 4.6% 3.8% N/C N/C 6.4% 1.0%

Revenue and income statement

In 2024, PICARDIE TOITURE generates positive net income of 26 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 4 k€ -> 26 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

25 689 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 89%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

89.153%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

15.745%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

71.2%

Solvency indicators evolution
PICARDIE TOITURE

Sector positioning

Debt ratio
89.15 2024
2022
2023
2024
Q1: 4.55
Med: 19.76
Q3: 51.32
Average +20 pts over 3 years

In 2024, the debt ratio of PICARDIE TOITURE (89.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
15.74% 2024
2022
2023
2024
Q1: 20.21%
Med: 41.48%
Q3: 58.46%
Watch

In 2024, the financial autonomy of PICARDIE TOITURE (15.7%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
1.05 years 2022
2022
Q1: 0.0 years
Med: 0.57 years
Q3: 1.91 years
Average

In 2022, the repayment capacity of PICARDIE TOITURE (1.05) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 122.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

122.456

Liquidity indicators evolution
PICARDIE TOITURE

Sector positioning

Liquidity ratio
122.46 2024
2022
2023
2024
Q1: 152.81
Med: 217.71
Q3: 316.62
Watch

In 2024, the liquidity ratio of PICARDIE TOITURE (122.46) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
1.18x 2022
2022
Q1: 0.0x
Med: 0.55x
Q3: 2.47x
Good

In 2022, the interest coverage of PICARDIE TOITURE (1.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PICARDIE TOITURE

Positioning of PICARDIE TOITURE in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 25 789€ to 104 257€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
25k€ 53k€ 104k€
53 743 € Range: 25 789€ - 104 257€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare PICARDIE TOITURE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about PICARDIE TOITURE

What is the revenue of PICARDIE TOITURE ?

The revenue of PICARDIE TOITURE in 2022 is 4.1 M€.

Is PICARDIE TOITURE profitable?

Yes, PICARDIE TOITURE generated a net profit of 26 k€ in 2024.

Where is the headquarters of PICARDIE TOITURE ?

The headquarters of PICARDIE TOITURE is located in CREIL (60100), in the department Oise.

Where to find the tax return of PICARDIE TOITURE ?

The tax return of PICARDIE TOITURE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PICARDIE TOITURE operate?

PICARDIE TOITURE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.