SIREN : 450044326
PIC TRANSACTIONS is a French company founded 22 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in RONCHIN (59790), this company of category PME shows in 2025 a revenue of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 30 000 € | N/C | 102 210 € | 588 427 € | 517 135 € | N/C | N/C |
| Net income | -926 777 € | -41 536 € | 308 708 € | 639 698 € | -70 095 € | -9 619 € | 58 137 € |
| EBITDA | 8 453 € | -19 867 € | 72 612 € | -10 281 € | -25 711 € | N/C | N/C |
| Net margin | -3089.3% | N/C | 302.0% | 108.7% | -13.6% | N/C | N/C |
In 2025, PIC TRANSACTIONS achieves revenue of 30 k€. Revenue is declining over the period 2020-2025 (CAGR: -43.4%). After deducting consumption (0 €), gross margin stands at 30 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 28.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -927 k€ (-3089.3% of revenue), which will impact equity.
30 000 €
30 000 €
8 453 €
8 443 €
-926 777 €
28.2%
The debt ratio (= Financial debt / Equity x 100) stands at -25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -65%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 149.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-25.302%
-64.732%
149.66%
3.327
In 2025, the debt ratio of PIC TRANSACTIONS (-25.30) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of PIC TRANSACTIONS (-64.7%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of PIC TRANSACTIONS (3.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 31.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11512.4x. Operating income very largely covers interest expenses: high safety margin.
31.713
11512.433
In 2025, the liquidity ratio of PIC TRANSACTIONS (31.71) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of PIC TRANSACTIONS (11512.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 328 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19245 days. Excellent situation: suppliers finance 18917 days of the operating cycle (retail model). Overall, WCR represents 4641 days of revenue, i.e. 387 k€ to permanently finance.
386 770 €
328 j
19245 j
0 j
4641 j
Based on 258 transactions of similar company sales (all years), the value of PIC TRANSACTIONS is estimated at 33 368 € (range 13 765€ - 62 732€). With an EBITDA of 8 453€, the sector multiple of 4.9x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 258 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PIC TRANSACTIONS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of PIC TRANSACTIONS in 2025 is 30 k€.
PIC TRANSACTIONS recorded a net loss in 2025.
The headquarters of PIC TRANSACTIONS is located in RONCHIN (59790), in the department Nord.
The tax return of PIC TRANSACTIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PIC TRANSACTIONS operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.