SIREN : 894977271
PIA-G is a French company founded 5 years ago, specialized in the sector Gestion de fonds. Based in ANNECY (74000), this company of category PME shows in 2024 a revenue of 285 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 284 828 € | 285 437 € | 358 959 € |
| Net income | 321 270 € | 431 506 € | 773 744 € |
| EBITDA | 154 227 € | 114 270 € | 137 608 € |
| Net margin | 112.8% | 151.2% | 215.6% |
In 2024, PIA-G achieves revenue of 285 k€. Revenue is declining over the period 2022-2024 (CAGR: -10.9%). Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 285 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 154 k€, representing 54.1% of revenue. Positive scissor effect: EBITDA margin improves by +14.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 321 k€, i.e. 112.8% of revenue. This profit can be retained or distributed to shareholders.
284 828 €
284 828 €
154 227 €
147 258 €
321 270 €
54.1%
The debt ratio (= Financial debt / Equity x 100) stands at 167%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 115.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
166.503%
55.184%
115.241%
7.495
60.9%
In 2024, the debt ratio of PIA-G (166.50) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PIA-G (55.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of PIA-G (7.50) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 192.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 82.9x. Operating income very largely covers interest expenses: high safety margin.
192.753
82.875
In 2024, the liquidity ratio of PIA-G (192.75) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PIA-G (82.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. The company must finance 8 days of gap between collections and payments. Overall, WCR represents 168 days of revenue, i.e. 133 k€ to permanently finance. Over 2022-2024, WCR increased by +261%, requiring additional financing.
133 188 €
23 j
15 j
0 j
168 j
Based on 62 transactions of similar company sales
in 2024,
the value of PIA-G is estimated at
870 899 €
(range 263 368€ - 1 846 154€).
With an EBITDA of 154 227€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PIA-G with other companies in the same sector:
The revenue of PIA-G in 2024 is 285 k€.
Yes, PIA-G generated a net profit of 321 k€ in 2024.
The headquarters of PIA-G is located in ANNECY (74000), in the department Haute-Savoie.
The tax return of PIA-G is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PIA-G operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.