SIREN : 824188395
PHINANCIA MANAGEMENT is a French company founded 9 years ago, specialized in the sector Activités des sièges sociaux. Based in PARIS (75017), this company of category PME shows in 2022 a revenue of 359 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2017 |
|---|---|---|---|---|---|
| Revenue | 359 009 € | 699 985 € | 65 927 € | N/C | N/C |
| Net income | 169 956 € | 210 476 € | 47 109 € | -47 180 € | -26 537 € |
| EBITDA | 219 967 € | 281 362 € | 58 891 € | -43 063 € | -10 928 € |
| Net margin | 47.3% | 30.1% | 71.5% | N/C | N/C |
In 2022, PHINANCIA MANAGEMENT achieves revenue of 359 k€. Over the period 2020-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +133.4%. Significant drop of -49% vs 2021. After deducting consumption (0 €), gross margin stands at 359 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 220 k€, representing 61.3% of revenue. Positive scissor effect: EBITDA margin improves by +21.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 170 k€, i.e. 47.3% of revenue. This profit can be retained or distributed to shareholders.
359 009 €
359 009 €
219 967 €
219 968 €
169 956 €
61.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Cash flow represents 47.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
27.167%
47.34%
0.0
In 2022, the debt ratio of PHINANCIA MANAGEMENT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of PHINANCIA MANAGEMENT (27.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of PHINANCIA MANAGEMENT (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 137.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.5x. Coverage is limited: any activity downturn would jeopardize interest payments.
137.3
1.525
In 2022, the liquidity ratio of PHINANCIA MANAGEMENT (137.30) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of PHINANCIA MANAGEMENT (1.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Overall, WCR represents 370 days of revenue, i.e. 369 k€ to permanently finance.
369 201 €
41 j
43 j
0 j
370 j
Based on 107 transactions of similar company sales in 2022, the value of PHINANCIA MANAGEMENT is estimated at 791 044 € (range 555 470€ - 1 337 998€). With an EBITDA of 219 967€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.65x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 107 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PHINANCIA MANAGEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of PHINANCIA MANAGEMENT in 2022 is 359 k€.
Yes, PHINANCIA MANAGEMENT generated a net profit of 170 k€ in 2022.
The headquarters of PHINANCIA MANAGEMENT is located in PARIS (75017), in the department Paris.
The tax return of PHINANCIA MANAGEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PHINANCIA MANAGEMENT operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.