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PHARMACIE LOIRE ET COTEAUX : revenue, balance sheet and financial ratios

PHARMACIE LOIRE ET COTEAUX is a French company founded 6 years ago, specialized in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé. Based in ROCHEFORT-SUR-LOIRE (49190), this company of category PME shows in 2022 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PHARMACIE LOIRE ET COTEAUX (SIREN 877529602)
Indicator 2024 2023 2022 2021 2020
Revenue N/C N/C 1 699 292 € N/C N/C
Net income 54 424 € 102 094 € 125 548 € 172 173 € 105 226 €
EBITDA N/C N/C 142 059 € N/C N/C
Net margin N/C N/C 7.4% N/C N/C

Revenue and income statement

In 2024, PHARMACIE LOIRE ET COTEAUX generates positive net income of 54 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2020-2024: 105 k€ -> 54 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

54 424 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 94%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

93.853%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

46.524%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.2%

Solvency indicators evolution
PHARMACIE LOIRE ET COTEAUX

Sector positioning

Debt ratio
93.85 2024
2022
2023
2024
Q1: 16.46
Med: 58.47
Q3: 154.89
Average -10 pts over 3 years

In 2024, the debt ratio of PHARMACIE LOIRE ET COTEAUX (93.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
46.52% 2024
2022
2023
2024
Q1: 28.91%
Med: 49.95%
Q3: 69.47%
Average +16 pts over 3 years

In 2024, the financial autonomy of PHARMACIE LOIRE ET COTEAUX (46.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.68 years 2022
2022
Q1: 1.29 years
Med: 3.55 years
Q3: 6.63 years
Average

In 2022, the repayment capacity of PHARMACIE LOIRE ET COTEAUX (4.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 384.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

384.827

Liquidity indicators evolution
PHARMACIE LOIRE ET COTEAUX

Sector positioning

Liquidity ratio
384.83 2024
2022
2023
2024
Q1: 129.47
Med: 182.13
Q3: 260.78
Excellent +11 pts over 3 years

In 2024, the liquidity ratio of PHARMACIE LOIRE ET COTEAUX (384.83) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
3.81x 2022
2022
Q1: 0.74x
Med: 2.5x
Q3: 5.15x
Good

In 2022, the interest coverage of PHARMACIE LOIRE ET COTEAUX (3.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PHARMACIE LOIRE ET COTEAUX

Positioning of PHARMACIE LOIRE ET COTEAUX in its sector

Comparison with sector Commerce de détail de produits pharmaceutiques en magasin spécialisé

Valuation estimate

Based on 225 transactions of similar company sales in 2024, the value of PHARMACIE LOIRE ET COTEAUX is estimated at 759 799 € (range 529 112€ - 1 136 703€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
225 transactions
529k€ 759k€ 1136k€
759 799 € Range: 529 112€ - 1 136 703€
NAF 5 année 2024

Valuation method used

Net Income Multiple
54 424 € × 14.0x = 759 799 €
Range: 529 112€ - 1 136 703€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 225 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de produits pharmaceutiques en magasin spécialisé)

Compare PHARMACIE LOIRE ET COTEAUX with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de produits pharmaceutiques en magasin spécialisé

Frequently asked questions about PHARMACIE LOIRE ET COTEAUX

What is the revenue of PHARMACIE LOIRE ET COTEAUX ?

The revenue of PHARMACIE LOIRE ET COTEAUX in 2022 is 1.7 M€.

Is PHARMACIE LOIRE ET COTEAUX profitable?

Yes, PHARMACIE LOIRE ET COTEAUX generated a net profit of 54 k€ in 2024.

Where is the headquarters of PHARMACIE LOIRE ET COTEAUX ?

The headquarters of PHARMACIE LOIRE ET COTEAUX is located in ROCHEFORT-SUR-LOIRE (49190), in the department Maine-et-Loire.

Where to find the tax return of PHARMACIE LOIRE ET COTEAUX ?

The tax return of PHARMACIE LOIRE ET COTEAUX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PHARMACIE LOIRE ET COTEAUX operate?

PHARMACIE LOIRE ET COTEAUX operates in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé (NAF code 47.73Z). See the 'Sector positioning' section above to compare the company with its competitors.