Employees: 11 (2023.0)Legal category: 5685Size: PMECreation date: 1997-12-01 (28 years)Status: ActiveBusiness sector: Commerce de détail de produits pharmaceutiques en magasin spécialiséLocation: CHAMBERY (73000), Savoie
PHARMACIE DE CHAMNORD : revenue, balance sheet and financial ratios
PHARMACIE DE CHAMNORD is a French company
founded 28 years ago,
specialized in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé.
Based in CHAMBERY (73000),
this company of category PME
shows in 2019 a revenue of 2.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - PHARMACIE DE CHAMNORD (SIREN 414704148)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
2 863 240 €
2 545 446 €
2 836 337 €
2 684 525 €
Net income
220 655 €
233 696 €
187 491 €
147 396 €
79 444 €
82 768 €
135 720 €
52 929 €
56 105 €
50 839 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
164 692 €
41 851 €
116 280 €
112 444 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
4.7%
2.1%
2.0%
1.9%
Revenue and income statement
In 2025, PHARMACIE DE CHAMNORD generates positive net income of 221 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 51 k€ -> 221 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
220 655 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
66.513%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
50.007%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution PHARMACIE DE CHAMNORD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
5.532
5.357
435.431
325.027
261.43
213.819
161.598
113.951
84.583
66.513
Financial autonomy
78.322
80.008
15.904
20.589
23.849
27.552
32.078
38.109
44.012
50.007
Repayment capacity
0.946
-1.693
30.818
12.562
None
None
None
None
None
None
Cash flow / Revenue
4.095%
-2.159%
2.16%
4.74%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
66.512025
2023
2024
2025
Q1: 13.71
Med: 49.76
Q3: 129.07
Average-6 pts over 3 years
In 2025, the debt ratio of PHARMACIE DE CHAMNORD (66.51) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
50.01%2025
2023
2024
2025
Q1: 33.42%
Med: 53.71%
Q3: 72.08%
Average+8 pts over 3 years
In 2025, the financial autonomy of PHARMACIE DE CHAMNORD (50.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 269.86. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
269.856
Liquidity indicators evolution PHARMACIE DE CHAMNORD
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
315.201
253.351
273.6
307.933
284.854
286.876
260.754
228.541
237.849
269.856
Interest coverage
0.0
0.0
8.21
12.676
None
None
None
None
None
None
Sector positioning
Liquidity ratio
269.862025
2023
2024
2025
Q1: 131.03
Med: 182.29
Q3: 258.7
Excellent+13 pts over 3 years
In 2025, the liquidity ratio of PHARMACIE DE CHAMNORD (269.86) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution PHARMACIE DE CHAMNORD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
529 791 €
450 155 €
614 776 €
469 715 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
53
51
60
48
0
0
0
0
0
0
Customer payment term (days)
3
5
5
3
0
0
0
0
0
0
Supplier payment term (days)
37
29
44
27
0
0
0
0
0
0
Positioning of PHARMACIE DE CHAMNORD in its sector
Comparison with sector Commerce de détail de produits pharmaceutiques en magasin spécialisé
Valuation estimate
Based on 277 transactions of similar company sales
in 2025,
the value of PHARMACIE DE CHAMNORD is estimated at
3 505 130 €
(range 2 378 598€ - 5 500 033€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
277 transactions
2378k€3505k€5500k€
3 505 130 €Range: 2 378 598€ - 5 500 033€
NAF 5 année 2025
Valuation method used
Net Income Multiple
220 655 €
×
15.9x
=3 505 131 €
Range: 2 378 598€ - 5 500 033€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de détail de produits pharmaceutiques en magasin spécialisé)
Compare PHARMACIE DE CHAMNORD with other companies in the same sector:
Frequently asked questions about PHARMACIE DE CHAMNORD
What is the revenue of PHARMACIE DE CHAMNORD ?
The revenue of PHARMACIE DE CHAMNORD in 2019 is 2.9 M€.
Is PHARMACIE DE CHAMNORD profitable?
Yes, PHARMACIE DE CHAMNORD generated a net profit of 221 k€ in 2025.
Where is the headquarters of PHARMACIE DE CHAMNORD ?
The headquarters of PHARMACIE DE CHAMNORD is located in CHAMBERY (73000), in the department Savoie.
Where to find the tax return of PHARMACIE DE CHAMNORD ?
The tax return of PHARMACIE DE CHAMNORD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does PHARMACIE DE CHAMNORD operate?
PHARMACIE DE CHAMNORD operates in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé (NAF code 47.73Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart