PHARMACIE CROIX D'OR : revenue, balance sheet and financial ratios

PHARMACIE CROIX D'OR is a French company founded 34 years ago, specialized in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé. Based in PIERRELATTE (26700), this company of category PME shows in 2019 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PHARMACIE CROIX D'OR (SIREN 385092390)
Indicator 2025 2024 2023 2022 2019 2018 2017
Revenue N/C N/C N/C N/C 1 250 112 € 1 301 762 € 1 396 983 €
Net income 253 238 € 141 987 € 165 491 € 620 724 € 34 964 € 74 353 € 53 722 €
EBITDA N/C N/C N/C N/C 58 533 € 104 144 € 88 983 €
Net margin N/C N/C N/C N/C 2.8% 5.7% 3.8%

Revenue and income statement

In 2025, PHARMACIE CROIX D'OR generates positive net income of 253 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 54 k€ -> 253 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

253 238 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 45%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

45.206%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

60.492%

Solvency indicators evolution
PHARMACIE CROIX D'OR

Sector positioning

Debt ratio
45.21 2025
2023
2024
2025
Q1: 13.71
Med: 49.76
Q3: 129.07
Good +6 pts over 3 years

In 2025, the debt ratio of PHARMACIE CROIX D'OR (45.21) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
60.49% 2025
2023
2024
2025
Q1: 33.42%
Med: 53.71%
Q3: 72.08%
Good

In 2025, the financial autonomy of PHARMACIE CROIX D'OR (60.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PHARMACIE CROIX D'OR

Positioning of PHARMACIE CROIX D'OR in its sector

Comparison with sector Commerce de détail de produits pharmaceutiques en magasin spécialisé

Valuation estimate

Based on 277 transactions of similar company sales in 2025, the value of PHARMACIE CROIX D'OR is estimated at 4 022 715 € (range 2 729 833€ - 6 312 194€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
277 transactions
2729k€ 4022k€ 6312k€
4 022 715 € Range: 2 729 833€ - 6 312 194€
NAF 5 année 2025

Valuation method used

Net Income Multiple
253 238 € × 15.9x = 4 022 716 €
Range: 2 729 834€ - 6 312 195€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de produits pharmaceutiques en magasin spécialisé)

Compare PHARMACIE CROIX D'OR with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de produits pharmaceutiques en magasin spécialisé

Frequently asked questions about PHARMACIE CROIX D'OR

What is the revenue of PHARMACIE CROIX D'OR ?

The revenue of PHARMACIE CROIX D'OR in 2019 is 1.3 M€.

Is PHARMACIE CROIX D'OR profitable?

Yes, PHARMACIE CROIX D'OR generated a net profit of 253 k€ in 2025.

Where is the headquarters of PHARMACIE CROIX D'OR ?

The headquarters of PHARMACIE CROIX D'OR is located in PIERRELATTE (26700), in the department Drome.

Where to find the tax return of PHARMACIE CROIX D'OR ?

The tax return of PHARMACIE CROIX D'OR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PHARMACIE CROIX D'OR operate?

PHARMACIE CROIX D'OR operates in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé (NAF code 47.73Z). See the 'Sector positioning' section above to compare the company with its competitors.