SIREN : 850857582
PGAFIT is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in BOBITAL (22100), this company of category PME shows in 2023 a revenue of 26 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
| Revenue | 25 833 € | 13 750 € | 7 500 € | N/C |
| Net income | 19 377 € | 7 943 € | 2 145 € | -2 297 € |
| EBITDA | 20 627 € | 7 526 € | 1 288 € | -1 615 € |
| Net margin | 75.0% | 57.8% | 28.6% | N/C |
In 2023, PGAFIT achieves revenue of 26 k€. Over the period 2021-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +85.6%. Vs 2022, growth of +88% (14 k€ -> 26 k€). After deducting consumption (0 €), gross margin stands at 26 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 21 k€, representing 79.8% of revenue. Positive scissor effect: EBITDA margin improves by +25.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 19 k€, i.e. 75.0% of revenue. This profit can be retained or distributed to shareholders.
25 833 €
25 833 €
20 627 €
20 627 €
19 377 €
79.8%
The debt ratio (= Financial debt / Equity x 100) stands at 225%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 75.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
225.009%
28.984%
75.009%
3.735
In 2023, the debt ratio of PGAFIT (225.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of PGAFIT (29.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of PGAFIT (3.73) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1560.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1560.609
0.0
In 2023, the liquidity ratio of PGAFIT (1560.61) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of PGAFIT (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 65 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 48 days. The company must finance 17 days of gap between collections and payments. Overall, WCR represents 995 days of revenue, i.e. 71 k€ to permanently finance.
71 420 €
65 j
48 j
0 j
995 j
Based on 77 transactions of similar company sales
in 2023,
the value of PGAFIT is estimated at
85 649 €
(range 41 706€ - 131 698€).
With an EBITDA of 20 627€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PGAFIT with other companies in the same sector:
The revenue of PGAFIT in 2023 is 26 k€.
Yes, PGAFIT generated a net profit of 19 k€ in 2023.
The headquarters of PGAFIT is located in BOBITAL (22100), in the department Cotes-d'Armor.
The tax return of PGAFIT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PGAFIT operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.