SIREN : 387469745
PG FINANCES ET PARTICIPATIONS is a French company founded 33 years ago, specialized in the sector Gestion de fonds. Based in TOURRETTES (83440), this company of category PME shows in 2024 a revenue of 651 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 650 947 € | 728 325 € | 422 462 € | 564 801 € | 529 758 € | 530 822 € | 687 864 € | 3 995 € | 401 563 € |
| Net income | -817 078 € | 139 456 € | 120 379 € | 353 047 € | -814 665 € | 446 771 € | 1 441 625 € | 1 494 306 € | 1 562 124 € |
| EBITDA | -75 455 € | -67 917 € | -316 862 € | 191 847 € | -66 399 € | -54 894 € | 642 948 € | -23 281 € | 335 153 € |
| Net margin | -125.5% | 19.1% | 28.5% | 62.5% | -153.8% | 84.2% | 209.6% | 37404.4% | 389.0% |
In 2024, PG FINANCES ET PARTICIPATIONS achieves revenue of 651 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.2%. Significant drop of -11% vs 2023. After deducting consumption (0 €), gross margin stands at 651 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -75 k€, representing -11.6% of revenue. Warning negative scissor effect: despite revenue change (-11%), EBITDA varies by -11%, reducing margin by 2.3 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -817 k€ (-125.5% of revenue), which will impact equity.
650 947 €
650 947 €
-75 455 €
-889 287 €
-817 078 €
-11.6%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 41.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 22.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
21.842%
81.722%
21.971%
41.203
69.6%
In 2024, the debt ratio of PG FINANCES ET PARTICIPAT... (21.84) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PG FINANCES ET PARTICIPAT... (81.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of PG FINANCES ET PARTICIPAT... (41.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4839.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4839.839
-100.064
In 2024, the liquidity ratio of PG FINANCES ET PARTICIPAT... (4839.84) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of PG FINANCES ET PARTICIPAT... (-100.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 38 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The gap of 32 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 3632 days of revenue, i.e. 6.6 M€ to permanently finance. Over 2016-2024, WCR increased by +755%, requiring additional financing.
6 567 534 €
38 j
6 j
0 j
3632 j
Based on 62 transactions of similar company sales
in 2024,
the value of PG FINANCES ET PARTICIPATIONS is estimated at
198 157 €
(range 102 530€ - 551 747€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PG FINANCES ET PARTICIPATIONS with other companies in the same sector:
The revenue of PG FINANCES ET PARTICIPATIONS in 2024 is 651 k€.
PG FINANCES ET PARTICIPATIONS recorded a net loss in 2024.
The headquarters of PG FINANCES ET PARTICIPATIONS is located in TOURRETTES (83440), in the department Var.
The tax return of PG FINANCES ET PARTICIPATIONS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PG FINANCES ET PARTICIPATIONS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.