SIREN : 503828196
PG FINANCES is a French company founded 18 years ago, specialized in the sector Activités des sociétés holding. Based in LE VESINET (78110), this company of category PME shows in 2024 a revenue of 241 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 240 919 € | 241 995 € | 181 779 € | 214 147 € | 284 360 € | 279 867 € | 270 682 € | 273 165 € | 259 590 € |
| Net income | 842 851 € | 598 456 € | 480 708 € | 575 258 € | 627 448 € | 627 637 € | 421 309 € | 188 754 € | 175 486 € |
| EBITDA | 123 230 € | 160 740 € | 82 440 € | 145 449 € | 207 747 € | 191 601 € | 196 222 € | 195 315 € | 188 146 € |
| Net margin | 349.8% | 247.3% | 264.4% | 268.6% | 220.7% | 224.3% | 155.6% | 69.1% | 67.6% |
In 2024, PG FINANCES achieves revenue of 241 k€. Activity remains stable over the period (CAGR: -0.9%). Slight decline of -0% vs 2023. After deducting consumption (0 €), gross margin stands at 241 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 123 k€, representing 51.1% of revenue. Warning negative scissor effect: despite revenue change (-0%), EBITDA varies by -23%, reducing margin by 15.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 843 k€, i.e. 349.8% of revenue. This profit can be retained or distributed to shareholders.
240 919 €
240 919 €
123 230 €
762 €
842 851 €
51.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 97%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 408.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.742%
96.667%
408.43%
0.16
2.1%
In 2024, the debt ratio of PG FINANCES (1.74) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of PG FINANCES (96.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of PG FINANCES (0.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5154.13. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.9x. Operating income very largely covers interest expenses: high safety margin.
5154.133
11.944
In 2024, the liquidity ratio of PG FINANCES (5154.13) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of PG FINANCES (11.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 114 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 54 days. The gap of 60 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-63 days): operations structurally generate cash. Notable WCR improvement over the period (-131%), freeing up cash.
-42 257 €
114 j
54 j
0 j
-63 j
Based on 54 transactions of similar company sales
in 2024,
the value of PG FINANCES is estimated at
586 620 €
(range 233 873€ - 1 823 022€).
With an EBITDA of 123 230€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PG FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of PG FINANCES in 2024 is 241 k€.
Yes, PG FINANCES generated a net profit of 843 k€ in 2024.
The headquarters of PG FINANCES is located in LE VESINET (78110), in the department Yvelines.
The tax return of PG FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PG FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.