Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

PF & ASSOCIES CONSEIL : revenue, balance sheet and financial ratios

PF & ASSOCIES CONSEIL is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75008), this company of category PME shows in 2024 a net income positive of 232 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PF & ASSOCIES CONSEIL (SIREN 484533591)
Indicator 2024 2023 2022
Revenue N/C N/C N/C
Net income 232 321 € 312 122 € 224 670 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2024, PF & ASSOCIES CONSEIL generates positive net income of 232 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2024: 225 k€ -> 232 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

232 321 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.435%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

79.37%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

4.3%

Solvency indicators evolution
PF & ASSOCIES CONSEIL

Sector positioning

Debt ratio
5.43 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good -5 pts over 3 years

In 2024, the debt ratio of PF & ASSOCIES CONSEIL (5.43) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
79.37% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Excellent

In 2024, the financial autonomy of PF & ASSOCIES CONSEIL (79.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 270.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

270.715

Liquidity indicators evolution
PF & ASSOCIES CONSEIL

Sector positioning

Liquidity ratio
270.71 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good -8 pts over 3 years

In 2024, the liquidity ratio of PF & ASSOCIES CONSEIL (270.71) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of PF & ASSOCIES CONSEIL in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of PF & ASSOCIES CONSEIL is estimated at 467 585 € (range 221 176€ - 2 134 946€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
221k€ 467k€ 2134k€
467 585 € Range: 221 176€ - 2 134 946€
NAF 5 all-time

Valuation method used

Net Income Multiple
232 321 € × 2.0x = 467 585 €
Range: 221 177€ - 2 134 947€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PF & ASSOCIES CONSEIL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PF & ASSOCIES CONSEIL

What is the revenue of PF & ASSOCIES CONSEIL ?

The revenue of PF & ASSOCIES CONSEIL is not publicly disclosed (confidential accounts filed with INPI).

Is PF & ASSOCIES CONSEIL profitable?

Yes, PF & ASSOCIES CONSEIL generated a net profit of 232 k€ in 2024.

Where is the headquarters of PF & ASSOCIES CONSEIL ?

The headquarters of PF & ASSOCIES CONSEIL is located in PARIS (75008), in the department Paris.

Where to find the tax return of PF & ASSOCIES CONSEIL ?

The tax return of PF & ASSOCIES CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PF & ASSOCIES CONSEIL operate?

PF & ASSOCIES CONSEIL operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.