SIREN : 533135976
PETIOT FINANCES is a French company founded 14 years ago, specialized in the sector Travaux de charpente. Based in SAINT-LYE (10180), this company of category PME shows in 2025 a revenue of 63 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 62 803 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 75 992 € | 524 934 € | 501 497 € | 121 985 € | 98 718 € | 96 961 € | 101 697 € | 97 933 € | 98 398 € | 98 006 € |
| EBITDA | 13 045 € | -10 014 € | -6 352 € | -4 748 € | -4 514 € | -4 360 € | -5 418 € | -4 464 € | -4 500 € | -3 367 € |
| Net margin | 121.0% | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, PETIOT FINANCES achieves revenue of 63 k€. After deducting consumption (19 k€), gross margin stands at 44 k€, i.e. a rate of 69%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 20.8% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 76 k€, i.e. 121.0% of revenue. This profit can be retained or distributed to shareholders.
62 803 €
43 617 €
13 045 €
13 045 €
75 992 €
20.8%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 121.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.11%
99.213%
121.655%
0.032
In 2025, the debt ratio of PETIOT FINANCES (0.11) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of PETIOT FINANCES (99.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of PETIOT FINANCES (0.03) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 14402.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
14402.601
0.008
In 2025, the liquidity ratio of PETIOT FINANCES (14402.60) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of PETIOT FINANCES (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 162 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 56 days. The gap of 106 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 7106 days of revenue, i.e. 1.2 M€ to permanently finance.
1 239 634 €
162 j
56 j
0 j
7106 j
Based on 113 transactions of similar company sales (all years), the value of PETIOT FINANCES is estimated at 58 607 € (range 28 773€ - 101 204€). With an EBITDA of 13 045€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PETIOT FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de charpente
The revenue of PETIOT FINANCES in 2025 is 63 k€.
Yes, PETIOT FINANCES generated a net profit of 76 k€ in 2025.
The headquarters of PETIOT FINANCES is located in SAINT-LYE (10180), in the department Aube.
The tax return of PETIOT FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PETIOT FINANCES operates in the sector Travaux de charpente (NAF code 43.91A). See the 'Sector positioning' section above to compare the company with its competitors.