SIREN : 829613330
PERSPECTIVES 3A is a French company founded 8 years ago, specialized in the sector Services administratifs combinés de bureau. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2024 a revenue of 1.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 1 871 128 € | 764 106 € | 551 852 € | 696 518 € | 354 522 € | 669 556 € | 419 485 € |
| Net income | 42 622 € | 46 498 € | 17 459 € | -95 239 € | 7 006 € | 184 596 € | -25 674 € |
| EBITDA | -21 575 € | 48 758 € | -26 540 € | 53 732 € | 45 463 € | 18 311 € | -3 621 € |
| Net margin | 2.3% | 6.1% | 3.2% | -13.7% | 2.0% | 27.6% | -6.1% |
In 2024, PERSPECTIVES 3A achieves revenue of 1.9 M€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +28.3%. Vs 2023, growth of +145% (764 k€ -> 1.9 M€). After deducting consumption (0 €), gross margin stands at 1.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -22 k€, representing -1.2% of revenue. Warning negative scissor effect: despite revenue change (+145%), EBITDA varies by -144%, reducing margin by 7.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 43 k€, i.e. 2.3% of revenue. This profit can be retained or distributed to shareholders.
1 871 128 €
1 871 128 €
-21 575 €
150 791 €
42 622 €
-1.2%
The debt ratio (= Financial debt / Equity x 100) stands at 65%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory.
65.005%
34.047%
-2.221%
-16.759
78.9%
In 2024, the debt ratio of PERSPECTIVES 3A (65.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PERSPECTIVES 3A (34.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PERSPECTIVES 3A (-16.76) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 137.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
137.735
-517.761
In 2024, the liquidity ratio of PERSPECTIVES 3A (137.74) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PERSPECTIVES 3A (-517.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 217 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 436 days. Excellent situation: suppliers finance 219 days of the operating cycle (retail model). Overall, WCR represents 281 days of revenue, i.e. 1.5 M€ to permanently finance. Over 2018-2024, WCR increased by +1704%, requiring additional financing.
1 460 546 €
217 j
436 j
0 j
281 j
Based on 173 transactions of similar company sales (all years), the value of PERSPECTIVES 3A is estimated at 491 638 € (range 201 775€ - 1 137 293€). The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 173 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PERSPECTIVES 3A with other companies in the same sector:
Voir toutes les statistiques du secteur Services administratifs combinés de bureau
The revenue of PERSPECTIVES 3A in 2024 is 1.9 M€.
Yes, PERSPECTIVES 3A generated a net profit of 43 k€ in 2024.
The headquarters of PERSPECTIVES 3A is located in SAINT-ETIENNE (42000), in the department Loire.
The tax return of PERSPECTIVES 3A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PERSPECTIVES 3A operates in the sector Services administratifs combinés de bureau (NAF code 82.11Z). See the 'Sector positioning' section above to compare the company with its competitors.