Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2018-07-27 (7 years)Status: ActiveBusiness sector: Activités des marchands de biens immobiliersLocation: LYON (69006), Rhone
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
PENSIER : revenue, balance sheet and financial ratios
PENSIER is a French company
founded 7 years ago,
specialized in the sector Activités des marchands de biens immobiliers.
Based in LYON (69006),
this company of category PME
shows in 2022 a net income positive of 100 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2022, PENSIER generates positive net income of 100 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2022: 463 k€ -> 100 k€.
Net income (2022)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
99 574 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2022)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
43.189%
Financial autonomy (2022)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
63.166%
Solvency indicators evolution PENSIER
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
Debt ratio
606.651
225.858
196.758
43.189
Financial autonomy
13.394
29.133
31.72
63.166
Repayment capacity
None
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
Sector positioning
Debt ratio
43.192022
2020
2021
2022
Q1: 0.0
Med: 24.48
Q3: 282.47
Average-20 pts over 3 years
In 2022, the debt ratio of PENSIER (43.19) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
63.17%2022
2020
2021
2022
Q1: 0.51%
Med: 24.67%
Q3: 68.95%
Good+19 pts over 3 years
In 2022, the financial autonomy of PENSIER (63.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1045.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2022)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1045.543
Liquidity indicators evolution PENSIER
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2019
2020
2021
2022
Liquidity ratio
239.799
540.998
1703.16
1045.543
Interest coverage
None
None
None
None
Sector positioning
Liquidity ratio
1045.542022
2020
2021
2022
Q1: 150.23
Med: 466.6
Q3: 2295.26
Good+6 pts over 3 years
In 2022, the liquidity ratio of PENSIER (1045.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Positioning of PENSIER in its sector
Comparison with sector Activités des marchands de biens immobiliers
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions).
This range of 113 280€ to 1 008 497€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2022
Indicative
113k€673k€1008k€
673 413 €Range: 113 280€ - 1 008 497€
NAF 5 année 2022
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des marchands de biens immobiliers)
Compare PENSIER with other companies in the same sector:
The revenue of PENSIER is not publicly disclosed (confidential accounts filed with INPI).
Is PENSIER profitable?
Yes, PENSIER generated a net profit of 100 k€ in 2022.
Where is the headquarters of PENSIER ?
The headquarters of PENSIER is located in LYON (69006), in the department Rhone.
Where to find the tax return of PENSIER ?
The tax return of PENSIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does PENSIER operate?
PENSIER operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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