SIREN : 814888418
PEMFACH' is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in LANVALLAY (22100), this company of category PME shows in 2021 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 1 796 471 € | 1 421 632 € | 1 608 473 € | 1 516 008 € | 1 478 540 € | 1 379 726 € |
| Net income | 1 035 864 € | 672 222 € | 935 681 € | 1 010 361 € | 1 033 197 € | 892 457 € |
| EBITDA | 193 171 € | 148 295 € | 143 276 € | 138 116 € | 16 672 € | -47 508 € |
| Net margin | 57.7% | 47.3% | 58.2% | 66.6% | 69.9% | 64.7% |
In 2021, PEMFACH' achieves revenue of 1.8 M€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +5.4%. Vs 2020, growth of +26% (1.4 M€ -> 1.8 M€). After deducting consumption (0 €), gross margin stands at 1.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 193 k€, representing 10.8% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 57.7% of revenue. This profit can be retained or distributed to shareholders.
1 796 471 €
1 796 471 €
193 171 €
186 043 €
1 035 864 €
10.8%
The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 44.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
21.921%
76.153%
44.248%
1.935
89.2%
In 2021, the debt ratio of PEMFACH' (21.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of PEMFACH' (76.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of PEMFACH' (1.94) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 143.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.3x. Operating income very largely covers interest expenses: high safety margin.
143.847
10.331
In 2021, the liquidity ratio of PEMFACH' (143.85) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of PEMFACH' (10.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 87 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The gap of 60 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-31 days): operations structurally generate cash. Notable WCR improvement over the period (-124%), freeing up cash.
-156 994 €
87 j
27 j
0 j
-31 j
Based on 98 transactions of similar company sales
in 2021,
the value of PEMFACH' is estimated at
1 749 856 €
(range 725 828€ - 4 112 871€).
With an EBITDA of 193 171€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PEMFACH' with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of PEMFACH' in 2021 is 1.8 M€.
Yes, PEMFACH' generated a net profit of 1.0 M€ in 2021.
The headquarters of PEMFACH' is located in LANVALLAY (22100), in the department Cotes-d'Armor.
The tax return of PEMFACH' is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PEMFACH' operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.