SIREN : 840476832
PECSI is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in LE CELLIER (44850), this company of category PME shows in 2025 a revenue of 100 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Revenue | 99 800 € | 117 300 € | 182 000 € | 147 000 € | 82 000 € | 47 500 € | N/C |
| Net income | 38 043 € | 51 161 € | 105 553 € | 117 992 € | 56 496 € | 63 168 € | 0 € |
| EBITDA | 22 054 € | 37 950 € | 115 579 € | 80 605 € | 15 231 € | 23 752 € | N/C |
| Net margin | 38.1% | 43.6% | 58.0% | 80.3% | 68.9% | 133.0% | N/C |
In 2025, PECSI achieves revenue of 100 k€. Over the period 2020-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +16.0%. Significant drop of -15% vs 2024. After deducting consumption (0 €), gross margin stands at 100 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 22.1% of revenue. Warning negative scissor effect: despite revenue change (-15%), EBITDA varies by -42%, reducing margin by 10.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 38 k€, i.e. 38.1% of revenue. This profit can be retained or distributed to shareholders.
99 800 €
99 800 €
22 054 €
23 902 €
38 043 €
22.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 38.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.831%
1.609%
38.382%
0.007
39.3%
In 2025, the debt ratio of PECSI (1.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of PECSI (1.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of PECSI (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 116.79. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 14.7x. Operating income very largely covers interest expenses: high safety margin.
116.787
14.7
In 2025, the liquidity ratio of PECSI (116.79) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of PECSI (14.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 170 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 49 days. The gap of 121 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-98 days): operations structurally generate cash.
-27 097 €
170 j
49 j
0 j
-98 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 17 233€ to 139 484€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PECSI with other companies in the same sector:
The revenue of PECSI in 2025 is 100 k€.
Yes, PECSI generated a net profit of 38 k€ in 2025.
The headquarters of PECSI is located in LE CELLIER (44850), in the department Loire-Atlantique.
The tax return of PECSI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PECSI operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.