P.B.I : revenue, balance sheet and financial ratios

P.B.I is a French company founded 9 years ago, specialized in the sector Supports juridiques de programmes. Based in LA CIOTAT (13600), this company of category PME shows in 2019 a revenue of 878 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - P.B.I (SIREN 821580024)
Indicator 2020 2019 2018 2016
Revenue N/C 878 394 € 1 119 794 € 401 667 €
Net income 86 658 € 63 067 € 104 751 € 55 149 €
EBITDA N/C 90 191 € 174 924 € 77 311 €
Net margin N/C 7.2% 9.4% 13.7%

Revenue and income statement

In 2020, P.B.I generates positive net income of 87 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2020: 55 k€ -> 87 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

86 658 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 105%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

104.998%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

16.797%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

49.0%

Solvency indicators evolution
P.B.I

Sector positioning

Debt ratio
105.0 2020
2018
2019
2020
Q1: -100.7
Med: 0.0
Q3: 158.94
Average -8 pts over 3 years

In 2020, the debt ratio of P.B.I (105.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
16.8% 2020
2018
2019
2020
Q1: -0.94%
Med: 3.51%
Q3: 43.87%
Good +6 pts over 3 years

In 2020, the financial autonomy of P.B.I (16.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
5.37 years 2019
2018
2019
Q1: -6.45 years
Med: 0.0 years
Q3: 0.25 years
Average

In 2019, the repayment capacity of P.B.I (5.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 140.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

140.948

Liquidity indicators evolution
P.B.I

Sector positioning

Liquidity ratio
140.95 2020
2018
2019
2020
Q1: 125.11
Med: 307.51
Q3: 847.42
Average

In 2020, the liquidity ratio of P.B.I (140.95) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
4.07x 2019
2018
2019
Q1: -0.63x
Med: 0.0x
Q3: 0.0x
Excellent

In 2019, the interest coverage of P.B.I (4.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
P.B.I

Positioning of P.B.I in its sector

Comparison with sector Supports juridiques de programmes

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of P.B.I is estimated at 203 516 € (range 63 220€ - 559 954€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
80 tx
63k€ 203k€ 559k€
203 516 € Range: 63 220€ - 559 954€
NAF 5 all-time

Valuation method used

Net Income Multiple
86 658 € × 2.3x = 203 517 €
Range: 63 220€ - 559 955€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Supports juridiques de programmes)

Compare P.B.I with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de programmes

Frequently asked questions about P.B.I

What is the revenue of P.B.I ?

The revenue of P.B.I in 2019 is 878 k€.

Is P.B.I profitable?

Yes, P.B.I generated a net profit of 87 k€ in 2020.

Where is the headquarters of P.B.I ?

The headquarters of P.B.I is located in LA CIOTAT (13600), in the department Bouches-du-Rhone.

Where to find the tax return of P.B.I ?

The tax return of P.B.I is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does P.B.I operate?

P.B.I operates in the sector Supports juridiques de programmes (NAF code 41.10D). See the 'Sector positioning' section above to compare the company with its competitors.