PB CLERMONT INTERIM : revenue, balance sheet and financial ratios

PB CLERMONT INTERIM is a French company founded 11 years ago, specialized in the sector Activités des agences de travail temporaire . Based in CLERMONT-FERRAND (63100), this company of category PME shows in 2022 a revenue of 3.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PB CLERMONT INTERIM (SIREN 808630677)
Indicator 2024 2023 2022 2021 2020 2019 2017 2016 2016
Revenue N/C N/C 3 030 819 € 2 699 529 € 1 582 347 € 1 185 842 € 1 813 701 € N/C N/C
Net income -58 320 € 5 211 € 16 191 € 15 885 € 2 800 € -6 933 € 74 818 € 38 191 € 32 040 €
EBITDA N/C N/C 74 113 € 52 837 € 29 793 € 23 371 € 109 642 € N/C N/C
Net margin N/C N/C 0.5% 0.6% 0.2% -0.6% 4.1% N/C N/C

Revenue and income statement

In 2024, PB CLERMONT INTERIM records a net loss of 58 k€. This deficit will reduce equity on the balance sheet.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-58 320 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 269%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

269.272%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.782%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

7.9%

Solvency indicators evolution
PB CLERMONT INTERIM

Sector positioning

Debt ratio
269.27 2024
2022
2023
2024
Q1: 0.0
Med: 2.73
Q3: 26.78
Watch

In 2024, the debt ratio of PB CLERMONT INTERIM (269.27) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
10.78% 2024
2022
2023
2024
Q1: 11.73%
Med: 25.56%
Q3: 44.76%
Average -16 pts over 3 years

In 2024, the financial autonomy of PB CLERMONT INTERIM (10.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
150.72 years 2022
2022
Q1: 0.0 years
Med: 0.0 years
Q3: 0.43 years
Watch

In 2022, the repayment capacity of PB CLERMONT INTERIM (150.72) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 144.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

144.299

Liquidity indicators evolution
PB CLERMONT INTERIM

Sector positioning

Liquidity ratio
144.3 2024
2022
2023
2024
Q1: 111.16
Med: 138.5
Q3: 192.32
Good +7 pts over 3 years

In 2024, the liquidity ratio of PB CLERMONT INTERIM (144.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
5.9x 2022
2022
Q1: 0.0x
Med: 0.07x
Q3: 1.88x
Excellent

In 2022, the interest coverage of PB CLERMONT INTERIM (5.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PB CLERMONT INTERIM

Positioning of PB CLERMONT INTERIM in its sector

Comparison with sector Activités des agences de travail temporaire

Similar companies (Activités des agences de travail temporaire )

Compare PB CLERMONT INTERIM with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de travail temporaire

Frequently asked questions about PB CLERMONT INTERIM

What is the revenue of PB CLERMONT INTERIM ?

The revenue of PB CLERMONT INTERIM in 2022 is 3.0 M€.

Is PB CLERMONT INTERIM profitable?

PB CLERMONT INTERIM recorded a net loss in 2024.

Where is the headquarters of PB CLERMONT INTERIM ?

The headquarters of PB CLERMONT INTERIM is located in CLERMONT-FERRAND (63100), in the department Puy-de-Dome.

Where to find the tax return of PB CLERMONT INTERIM ?

The tax return of PB CLERMONT INTERIM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PB CLERMONT INTERIM operate?

PB CLERMONT INTERIM operates in the sector Activités des agences de travail temporaire (NAF code 78.20Z). See the 'Sector positioning' section above to compare the company with its competitors.