SIREN : 452725963
PAYOU is a French company founded 22 years ago, specialized in the sector Travaux de couverture par éléments. Based in SAINT-MEEN-LE-GRAND (35290), this company of category PME shows in 2023 a revenue of 2.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 | 2020 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | 2 306 020 € | 3 641 637 € | 4 087 902 € | 966 667 € | 4 232 553 € | 4 353 252 € | 4 238 969 € |
| Net income | 190 238 € | 24 187 € | 2 961 € | 160 364 € | 373 792 € | 13 251 € | 241 005 € | 119 783 € | 197 974 € |
| EBITDA | N/C | N/C | 38 884 € | 228 439 € | 601 643 € | 34 267 € | 351 248 € | 193 891 € | 351 926 € |
| Net margin | N/C | N/C | 0.1% | 4.4% | 9.1% | 1.4% | 5.7% | 2.8% | 4.7% |
In 2025, PAYOU generates positive net income of 190 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 198 k€ -> 190 k€.
190 238 €
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
23.662%
43.283%
16.7%
In 2025, the debt ratio of PAYOU (23.66) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of PAYOU (43.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of PAYOU (41.75) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 139.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
139.003
In 2025, the liquidity ratio of PAYOU (139.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2023, the interest coverage of PAYOU (21.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Based on 113 transactions of similar company sales (all years), the value of PAYOU is estimated at 513 340 € (range 260 571€ - 912 220€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAYOU with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de couverture par éléments
The revenue of PAYOU in 2023 is 2.3 M€.
Yes, PAYOU generated a net profit of 190 k€ in 2025.
The headquarters of PAYOU is located in SAINT-MEEN-LE-GRAND (35290), in the department Ille-et-Vilaine.
The tax return of PAYOU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAYOU operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.