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PAUL GROUPE ASSOCIES : revenue, balance sheet and financial ratios

PAUL GROUPE ASSOCIES is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in MARSEILLE (13008), this company of category PME shows in 2022 a net income positive of 96 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PAUL GROUPE ASSOCIES (SIREN 848610861)
Indicator 2022 2021 2020 2019
Revenue N/C N/C N/C N/C
Net income 96 106 € -5 725 € -2 938 € -1 858 €
EBITDA -26 366 € -5 179 € -2 345 € -1 398 €
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2022, PAUL GROUPE ASSOCIES generates positive net income of 96 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-26 366 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 806 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

96 106 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.555%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.458%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
PAUL GROUPE ASSOCIES

Sector positioning

Debt ratio
0.56 2022
2020
2021
2022
Q1: 0.01
Med: 15.73
Q3: 126.73
Good -49 pts over 3 years

In 2022, the debt ratio of PAUL GROUPE ASSOCIES (0.56) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
0.46% 2022
2020
2021
2022
Q1: 12.11%
Med: 51.89%
Q3: 88.02%
Average -36 pts over 3 years

In 2022, the financial autonomy of PAUL GROUPE ASSOCIES (0.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2022
2020
2021
2022
Q1: -0.05 years
Med: 0.0 years
Q3: 3.2 years
Good

In 2022, the repayment capacity of PAUL GROUPE ASSOCIES (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 574.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

574.066

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PAUL GROUPE ASSOCIES

Sector positioning

Liquidity ratio
574.07 2022
2020
2021
2022
Q1: 96.31
Med: 394.15
Q3: 2450.34
Good +28 pts over 3 years

In 2022, the liquidity ratio of PAUL GROUPE ASSOCIES (574.07) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2022
2020
2021
2022
Q1: -46.6x
Med: 0.0x
Q3: 0.0x
Good

In 2022, the interest coverage of PAUL GROUPE ASSOCIES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PAUL GROUPE ASSOCIES

Positioning of PAUL GROUPE ASSOCIES in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 109 transactions of similar company sales in 2022, the value of PAUL GROUPE ASSOCIES is estimated at 554 306 € (range 260 030€ - 1 214 979€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
109 transactions
260k€ 554k€ 1214k€
554 306 € Range: 260 030€ - 1 214 979€
NAF 5 année 2022

Valuation method used

Net Income Multiple
96 106 € × 5.8x = 554 306 €
Range: 260 031€ - 1 214 980€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare PAUL GROUPE ASSOCIES with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about PAUL GROUPE ASSOCIES

What is the revenue of PAUL GROUPE ASSOCIES ?

The revenue of PAUL GROUPE ASSOCIES is not publicly disclosed (confidential accounts filed with INPI).

Is PAUL GROUPE ASSOCIES profitable?

Yes, PAUL GROUPE ASSOCIES generated a net profit of 96 k€ in 2022.

Where is the headquarters of PAUL GROUPE ASSOCIES ?

The headquarters of PAUL GROUPE ASSOCIES is located in MARSEILLE (13008), in the department Bouches-du-Rhone.

Where to find the tax return of PAUL GROUPE ASSOCIES ?

The tax return of PAUL GROUPE ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PAUL GROUPE ASSOCIES operate?

PAUL GROUPE ASSOCIES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.