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PAUL ET GERAUD BENET : revenue, balance sheet and financial ratios

PAUL ET GERAUD BENET is a French company founded 47 years ago, specialized in the sector Agences immobilières. Based in LAVEISSIERE (15300), this company of category PME shows in 2025 a net income positive of 115 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PAUL ET GERAUD BENET (SIREN 315129064)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C N/C N/C N/C
Net income 115 376 € 152 328 € 151 907 € 246 413 € 131 846 € 97 202 € 58 564 € 19 647 € 36 806 € 51 958 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, PAUL ET GERAUD BENET generates positive net income of 115 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 52 k€ -> 115 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

115 376 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

35.075%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.117%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.4%

Solvency indicators evolution
PAUL ET GERAUD BENET

Sector positioning

Debt ratio
35.08 2025
2023
2024
2025
Q1: 0.01
Med: 9.4
Q3: 52.77
Average +9 pts over 3 years

In 2025, the debt ratio of PAUL ET GERAUD BENET (35.08) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17.12% 2025
2023
2024
2025
Q1: 6.02%
Med: 32.61%
Q3: 61.23%
Average -10 pts over 3 years

In 2025, the financial autonomy of PAUL ET GERAUD BENET (17.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 112.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

112.641

Liquidity indicators evolution
PAUL ET GERAUD BENET

Sector positioning

Liquidity ratio
112.64 2025
2023
2024
2025
Q1: 108.17
Med: 191.05
Q3: 471.44
Average

In 2025, the liquidity ratio of PAUL ET GERAUD BENET (112.64) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PAUL ET GERAUD BENET

Positioning of PAUL ET GERAUD BENET in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 55 transactions of similar company sales in 2025, the value of PAUL ET GERAUD BENET is estimated at 221 682 € (range 158 757€ - 401 617€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
55 tx
158k€ 221k€ 401k€
221 682 € Range: 158 757€ - 401 617€
NAF 5 année 2025

Valuation method used

Net Income Multiple
115 376 € × 1.9x = 221 683 €
Range: 158 757€ - 401 618€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 55 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare PAUL ET GERAUD BENET with other companies in the same sector:

Frequently asked questions about PAUL ET GERAUD BENET

What is the revenue of PAUL ET GERAUD BENET ?

The revenue of PAUL ET GERAUD BENET is not publicly disclosed (confidential accounts filed with INPI).

Is PAUL ET GERAUD BENET profitable?

Yes, PAUL ET GERAUD BENET generated a net profit of 115 k€ in 2025.

Where is the headquarters of PAUL ET GERAUD BENET ?

The headquarters of PAUL ET GERAUD BENET is located in LAVEISSIERE (15300), in the department Cantal.

Where to find the tax return of PAUL ET GERAUD BENET ?

The tax return of PAUL ET GERAUD BENET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PAUL ET GERAUD BENET operate?

PAUL ET GERAUD BENET operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.