SIREN : 824187447
PAUL BERT is a French company founded 9 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in CHAMALIERES (63400), this company of category PME shows in 2024 a revenue of 622 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 622 220 € | 149 012 € | 404 644 € | 455 433 € | 249 581 € | 583 294 € | 352 306 € |
| Net income | 27 624 € | -47 124 € | 6 385 € | 25 574 € | 37 927 € | 121 719 € | 22 324 € |
| EBITDA | 63 202 € | -1 025 € | 15 498 € | 33 405 € | 46 030 € | 167 666 € | 30 634 € |
| Net margin | 4.4% | -31.6% | 1.6% | 5.6% | 15.2% | 20.9% | 6.3% |
In 2024, PAUL BERT achieves revenue of 622 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +9.9%. Vs 2023, growth of +318% (149 k€ -> 622 k€). After deducting consumption (509 k€), gross margin stands at 113 k€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 63 k€, representing 10.2% of revenue. Positive scissor effect: EBITDA margin improves by +10.8 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 28 k€, i.e. 4.4% of revenue. This profit can be retained or distributed to shareholders.
622 220 €
113 247 €
63 202 €
62 864 €
27 624 €
10.2%
The debt ratio (= Financial debt / Equity x 100) stands at 184%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 15.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
183.949%
32.084%
4.493%
15.817
In 2024, the debt ratio of PAUL BERT (183.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PAUL BERT (32.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of PAUL BERT (15.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1121.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 55.9x. Operating income very largely covers interest expenses: high safety margin.
1121.567
55.88
In 2024, the liquidity ratio of PAUL BERT (1121.57) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of PAUL BERT (55.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 8 days. Favorable situation: supplier credit is longer than customer credit by 8 days. Inventory turnover is 412 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 384 days of revenue, i.e. 663 k€ to permanently finance. Over 2018-2024, WCR increased by +55%, requiring additional financing.
663 100 €
0 j
8 j
412 j
384 j
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 180 588€ to 400 981€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAUL BERT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers
The revenue of PAUL BERT in 2024 is 622 k€.
Yes, PAUL BERT generated a net profit of 28 k€ in 2024.
The headquarters of PAUL BERT is located in CHAMALIERES (63400), in the department Puy-de-Dome.
The tax return of PAUL BERT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAUL BERT operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.