Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

PATRIMONE ENTREPRISES MS : revenue, balance sheet and financial ratios

PATRIMONE ENTREPRISES MS is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MARSEILLE (13001), this company of category PME shows in 2023 a net income positive of 203 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PATRIMONE ENTREPRISES MS (SIREN 494253982)
Indicator 2023
Revenue N/C
Net income 203 372 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2023, PATRIMONE ENTREPRISES MS generates positive net income of 203 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

203 372 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 400%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 5%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

400.248%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

4.93%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

22.5%

Solvency indicators evolution
PATRIMONE ENTREPRISES MS

Sector positioning

Debt ratio
400.25 2023
2023
Q1: 0.0
Med: 8.57
Q3: 49.39
Average

In 2023, the debt ratio of PATRIMONE ENTREPRISES MS (400.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
4.93% 2023
2023
Q1: 14.03%
Med: 47.19%
Q3: 74.22%
Average

In 2023, the financial autonomy of PATRIMONE ENTREPRISES MS (4.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 92.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

92.565

Liquidity indicators evolution
PATRIMONE ENTREPRISES MS

Sector positioning

Liquidity ratio
92.56 2023
2023
Q1: 123.62
Med: 243.64
Q3: 585.08
Watch

In 2023, the liquidity ratio of PATRIMONE ENTREPRISES MS (92.56) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of PATRIMONE ENTREPRISES MS in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of PATRIMONE ENTREPRISES MS is estimated at 409 320 € (range 193 616€ - 1 868 915€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
193k€ 409k€ 1868k€
409 320 € Range: 193 616€ - 1 868 915€
NAF 5 all-time

Valuation method used

Net Income Multiple
203 372 € × 2.0x = 409 321 €
Range: 193 617€ - 1 868 916€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PATRIMONE ENTREPRISES MS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PATRIMONE ENTREPRISES MS

What is the revenue of PATRIMONE ENTREPRISES MS ?

The revenue of PATRIMONE ENTREPRISES MS is not publicly disclosed (confidential accounts filed with INPI).

Is PATRIMONE ENTREPRISES MS profitable?

Yes, PATRIMONE ENTREPRISES MS generated a net profit of 203 k€ in 2023.

Where is the headquarters of PATRIMONE ENTREPRISES MS ?

The headquarters of PATRIMONE ENTREPRISES MS is located in MARSEILLE (13001), in the department Bouches-du-Rhone.

Where to find the tax return of PATRIMONE ENTREPRISES MS ?

The tax return of PATRIMONE ENTREPRISES MS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PATRIMONE ENTREPRISES MS operate?

PATRIMONE ENTREPRISES MS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.