PATRIMOINE INVESTISSEMENT CONSEILS : revenue, balance sheet and financial ratios

PATRIMOINE INVESTISSEMENT CONSEILS is a French company founded 24 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in VERFEIL (31590), this company of category PME shows in 2023 a revenue of 500 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PATRIMOINE INVESTISSEMENT CONSEILS (SIREN 440328045)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 500 000 € 2 080 € 205 253 € 4 460 € 4 564 € 38 197 € 180 877 € 174 732 €
Net income 104 316 € -287 085 € 98 700 € 163 122 € -784 771 € -17 720 € 57 234 € 125 052 € 157 461 €
EBITDA -64 965 € 31 526 € -11 788 € 193 030 € -4 613 € -8 085 € 12 839 € 159 137 € 1 785 €
Net margin N/C -57.4% 4745.2% 79.5% -17595.8% -388.3% 149.8% 69.1% 90.1%

Revenue and income statement

In 2024, PATRIMOINE INVESTISSEMENT CONSEILS generates positive net income of 104 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 157 k€ -> 104 k€.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-64 965 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-73 236 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

104 316 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 44%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

44.458%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

69.176%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

9.377

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

66.5%

Solvency indicators evolution
PATRIMOINE INVESTISSEMENT CONSEILS

Sector positioning

Debt ratio
44.46 2024
2022
2023
2024
Q1: 0.0
Med: 5.94
Q3: 188.9
Average

In 2024, the debt ratio of PATRIMOINE INVESTISSEMENT... (44.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
69.18% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.3%
Q3: 57.41%
Excellent +5 pts over 3 years

In 2024, the financial autonomy of PATRIMOINE INVESTISSEMENT... (69.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
9.38 years 2024
2022
2023
2024
Q1: -9.06 years
Med: 0.0 years
Q3: 2.45 years
Average

In 2024, the repayment capacity of PATRIMOINE INVESTISSEMENT... (9.38) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 41290.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

41290.068

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PATRIMOINE INVESTISSEMENT CONSEILS

Sector positioning

Liquidity ratio
41290.07 2024
2022
2023
2024
Q1: 148.32
Med: 585.43
Q3: 3614.66
Excellent

In 2024, the liquidity ratio of PATRIMOINE INVESTISSEMENT... (41290.07) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: -12.26x
Med: 0.0x
Q3: 5.03x
Good

In 2024, the interest coverage of PATRIMOINE INVESTISSEMENT... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. Favorable situation: supplier credit is longer than customer credit by 11 days.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

11 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PATRIMOINE INVESTISSEMENT CONSEILS

Positioning of PATRIMOINE INVESTISSEMENT CONSEILS in its sector

Comparison with sector Activités des marchands de biens immobiliers

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 449 349€ to 2 038 153€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
449k€ 788k€ 2038k€
788 194 € Range: 449 349€ - 2 038 153€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des marchands de biens immobiliers)

Compare PATRIMOINE INVESTISSEMENT CONSEILS with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about PATRIMOINE INVESTISSEMENT CONSEILS

What is the revenue of PATRIMOINE INVESTISSEMENT CONSEILS ?

The revenue of PATRIMOINE INVESTISSEMENT CONSEILS in 2023 is 500 k€.

Is PATRIMOINE INVESTISSEMENT CONSEILS profitable?

Yes, PATRIMOINE INVESTISSEMENT CONSEILS generated a net profit of 104 k€ in 2024.

Where is the headquarters of PATRIMOINE INVESTISSEMENT CONSEILS ?

The headquarters of PATRIMOINE INVESTISSEMENT CONSEILS is located in VERFEIL (31590), in the department Haute-Garonne.

Where to find the tax return of PATRIMOINE INVESTISSEMENT CONSEILS ?

The tax return of PATRIMOINE INVESTISSEMENT CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PATRIMOINE INVESTISSEMENT CONSEILS operate?

PATRIMOINE INVESTISSEMENT CONSEILS operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.