PATRIMOINE FINANCIERE IMMOBILIERE : revenue, balance sheet and financial ratios

PATRIMOINE FINANCIERE IMMOBILIERE is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in OBERHAUSBERGEN (67205), this company of category PME shows in 2024 a revenue of 270 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PATRIMOINE FINANCIERE IMMOBILIERE (SIREN 535224265)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 270 000 € 150 000 € 150 000 € 360 000 € 10 000 € N/C N/C N/C N/C
Net income 187 733 € 79 777 € 91 949 € 73 920 € 8 756 € -2 480 € 2 059 € -1 115 € -1 094 €
EBITDA 267 346 € 141 911 € 145 442 € 104 334 € 9 310 € -2 352 € 2 197 € -1 097 € -1 094 €
Net margin 69.5% 53.2% 61.3% 20.5% 87.6% N/C N/C N/C N/C

Revenue and income statement

In 2024, PATRIMOINE FINANCIERE IMMOBILIERE achieves revenue of 270 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +128.0%. Vs 2023, growth of +80% (150 k€ -> 270 k€). After deducting consumption (0 €), gross margin stands at 270 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 267 k€, representing 99.0% of revenue. Positive scissor effect: EBITDA margin improves by +4.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 188 k€, i.e. 69.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

270 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

270 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

267 346 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

267 345 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

187 733 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

99.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 217%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 69.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

216.529%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.115%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

69.531%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.141

Solvency indicators evolution
PATRIMOINE FINANCIERE IMMOBILIERE

Sector positioning

Debt ratio
216.53 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Average

In 2024, the debt ratio of PATRIMOINE FINANCIERE IMM... (216.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.11% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Average +8 pts over 3 years

In 2024, the financial autonomy of PATRIMOINE FINANCIERE IMM... (30.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
5.14 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Average

In 2024, the repayment capacity of PATRIMOINE FINANCIERE IMM... (5.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 364.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

364.576

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

10.049

Liquidity indicators evolution
PATRIMOINE FINANCIERE IMMOBILIERE

Sector positioning

Liquidity ratio
364.58 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Average -18 pts over 3 years

In 2024, the liquidity ratio of PATRIMOINE FINANCIERE IMM... (364.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
10.05x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Excellent

In 2024, the interest coverage of PATRIMOINE FINANCIERE IMM... (10.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 164 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 617 days. Excellent situation: suppliers finance 453 days of the operating cycle (retail model). Overall, WCR represents 108 days of revenue, i.e. 81 k€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

81 138 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

164 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

617 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

108 j

WCR and payment terms evolution
PATRIMOINE FINANCIERE IMMOBILIERE

Positioning of PATRIMOINE FINANCIERE IMMOBILIERE in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of PATRIMOINE FINANCIERE IMMOBILIERE is estimated at 748 929 € (range 174 054€ - 1 451 085€). With an EBITDA of 267 346€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
174k€ 748k€ 1451k€
748 929 € Range: 174 054€ - 1 451 085€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
267 346 € × 4.8x
Estimation 1 292 845 €
218 847€ - 2 227 950€
Revenue Multiple 30%
270 000 € × 0.59x
Estimation 158 968 €
98 898€ - 188 983€
Net Income Multiple 20%
187 733 € × 1.5x
Estimation 274 083 €
174 806€ - 1 402 077€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare PATRIMOINE FINANCIERE IMMOBILIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about PATRIMOINE FINANCIERE IMMOBILIERE

What is the revenue of PATRIMOINE FINANCIERE IMMOBILIERE ?

The revenue of PATRIMOINE FINANCIERE IMMOBILIERE in 2024 is 270 k€.

Is PATRIMOINE FINANCIERE IMMOBILIERE profitable?

Yes, PATRIMOINE FINANCIERE IMMOBILIERE generated a net profit of 188 k€ in 2024.

Where is the headquarters of PATRIMOINE FINANCIERE IMMOBILIERE ?

The headquarters of PATRIMOINE FINANCIERE IMMOBILIERE is located in OBERHAUSBERGEN (67205), in the department Bas-Rhin.

Where to find the tax return of PATRIMOINE FINANCIERE IMMOBILIERE ?

The tax return of PATRIMOINE FINANCIERE IMMOBILIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PATRIMOINE FINANCIERE IMMOBILIERE operate?

PATRIMOINE FINANCIERE IMMOBILIERE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.