SIREN : 790300297
PATIS FINANCE is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in SAVIGNY SUR BRAYE (41360), this company of category PME shows in 2024 a revenue of 83 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 82 819 € | 76 679 € | 71 686 € | 67 750 € | 66 228 € | 62 215 € | 161 861 € | 176 907 € | 58 153 € |
| Net income | 49 703 € | 48 756 € | 47 452 € | 211 025 € | 52 104 € | 49 497 € | 106 354 € | -7 623 € | 39 481 € |
| EBITDA | 2 861 € | 2 510 € | 1 420 € | -1 949 € | 3 998 € | 1 547 € | 102 092 € | 126 096 € | 2 096 € |
| Net margin | 60.0% | 63.6% | 66.2% | 311.5% | 78.7% | 79.6% | 65.7% | -4.3% | 67.9% |
In 2024, PATIS FINANCE achieves revenue of 83 k€. Revenue is growing positively over 9 years (CAGR: +4.5%). Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 83 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 3.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 50 k€, i.e. 60.0% of revenue. This profit can be retained or distributed to shareholders.
82 819 €
82 819 €
2 861 €
3 089 €
49 703 €
3.5%
The debt ratio (= Financial debt / Equity x 100) stands at 30%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 60.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
29.607%
75.052%
60.014%
3.757
In 2024, the debt ratio of PATIS FINANCE (29.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PATIS FINANCE (75.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of PATIS FINANCE (3.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 591.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 64.0x. Operating income very largely covers interest expenses: high safety margin.
591.361
63.964
In 2024, the liquidity ratio of PATIS FINANCE (591.36) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PATIS FINANCE (64.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 27 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. Favorable situation: supplier credit is longer than customer credit by 11 days. WCR is negative (-51 days): operations structurally generate cash. Notable WCR improvement over the period (-200%), freeing up cash.
-11 776 €
27 j
38 j
0 j
-51 j
Based on 54 transactions of similar company sales
in 2024,
the value of PATIS FINANCE is estimated at
36 059 €
(range 19 527€ - 103 552€).
With an EBITDA of 2 861€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PATIS FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of PATIS FINANCE in 2024 is 83 k€.
Yes, PATIS FINANCE generated a net profit of 50 k€ in 2024.
The headquarters of PATIS FINANCE is located in SAVIGNY SUR BRAYE (41360), in the department Loir-et-Cher.
The tax return of PATIS FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PATIS FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.