SIREN : 895397594
PASSION RUBANS is a French company founded 5 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de textiles. Based in NIHERNE (36250), this company of category PME shows in 2024 a revenue of 3.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenue | 3 182 596 € | 2 817 807 € | 4 140 934 € |
| Net income | 554 723 € | 354 540 € | 974 503 € |
| EBITDA | 546 158 € | 551 384 € | 1 180 274 € |
| Net margin | 17.4% | 12.6% | 23.5% |
In 2024, PASSION RUBANS achieves revenue of 3.2 M€. Revenue is declining over the period 2022-2024 (CAGR: -12.3%). Vs 2023, growth of +13% (2.8 M€ -> 3.2 M€). After deducting consumption (1.7 M€), gross margin stands at 1.5 M€, i.e. a rate of 48%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 546 k€, representing 17.2% of revenue. Warning negative scissor effect: despite revenue change (+13%), EBITDA varies by -1%, reducing margin by 2.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 555 k€, i.e. 17.4% of revenue. This profit can be retained or distributed to shareholders.
3 182 596 €
1 514 350 €
546 158 €
533 371 €
554 723 €
17.2%
The debt ratio (= Financial debt / Equity x 100) stands at 27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.368%
56.301%
15.145%
0.93
28.3%
In 2024, the debt ratio of PASSION RUBANS (27.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of PASSION RUBANS (56.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of PASSION RUBANS (0.93) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 262.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.8x. Financial charges are adequately covered by operations.
262.388
3.812
In 2024, the liquidity ratio of PASSION RUBANS (262.39) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of PASSION RUBANS (3.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 56 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. The gap of 33 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 116 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 115 days of revenue, i.e. 1.0 M€ to permanently finance.
1 016 203 €
56 j
23 j
116 j
115 j
Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 994 965€ to 4 175 637€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PASSION RUBANS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) de textiles
The revenue of PASSION RUBANS in 2024 is 3.2 M€.
Yes, PASSION RUBANS generated a net profit of 555 k€ in 2024.
The headquarters of PASSION RUBANS is located in NIHERNE (36250), in the department Indre.
The tax return of PASSION RUBANS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PASSION RUBANS operates in the sector Commerce de gros (commerce interentreprises) de textiles (NAF code 46.41Z). See the 'Sector positioning' section above to compare the company with its competitors.