PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) : revenue, balance sheet and financial ratios

PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) is a French company founded 4 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in FILLIERE (74370), this company of category PME shows in 2024 a revenue of 57 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) (SIREN 900670076)
Indicator 2024 2023 2022
Revenue 57 000 € 52 500 € 41 000 €
Net income 8 409 € 8 743 € 1 612 €
EBITDA 9 872 € 10 272 € 1 901 €
Net margin 14.8% 16.7% 3.9%

Revenue and income statement

In 2024, PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) achieves revenue of 57 k€. Over the period 2022-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +17.9%. Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 57 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 17.3% of revenue. Warning negative scissor effect: despite revenue change (+9%), EBITDA varies by -4%, reducing margin by 2.2 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 14.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

57 000 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

57 000 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

9 872 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

9 891 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

8 409 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

17.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 171%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 18.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 14.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

170.849%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

34.708%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

14.753%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

18.195

Solvency indicators evolution
PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.)

Sector positioning

Debt ratio
170.85 2024
2022
2023
2024
Q1: 0.0
Med: 3.99
Q3: 41.75
Average

In 2024, the debt ratio of PASSION EXPERTISE PROXIMI... (170.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
34.71% 2024
2022
2023
2024
Q1: 4.19%
Med: 38.81%
Q3: 76.4%
Average +9 pts over 3 years

In 2024, the financial autonomy of PASSION EXPERTISE PROXIMI... (34.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
18.2 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.1 years
Average

In 2024, the repayment capacity of PASSION EXPERTISE PROXIMI... (18.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1112.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1112.059

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.)

Sector positioning

Liquidity ratio
1112.06 2024
2022
2023
2024
Q1: 138.7
Med: 312.74
Q3: 965.51
Excellent

In 2024, the liquidity ratio of PASSION EXPERTISE PROXIMI... (1112.06) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.26x
Average

In 2024, the interest coverage of PASSION EXPERTISE PROXIMI... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 298 days. Excellent situation: suppliers finance 235 days of the operating cycle (retail model). Overall, WCR represents 902 days of revenue, i.e. 143 k€ to permanently finance. Notable WCR improvement over the period (-26%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

142 861 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

63 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

298 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

902 j

WCR and payment terms evolution
PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.)

Positioning of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Based on 69 transactions of similar company sales in 2024, the value of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) is estimated at 43 933 € (range 15 133€ - 75 267€). With an EBITDA of 9 872€, the sector multiple of 4.3x is applied. The price/revenue ratio is 0.66x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
69 tx
15k€ 43k€ 75k€
43 933 € Range: 15 133€ - 75 267€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
9 872 € × 4.3x
Estimation 42 038 €
8 358€ - 67 304€
Revenue Multiple 30%
57 000 € × 0.66x
Estimation 37 557 €
21 857€ - 41 529€
Net Income Multiple 20%
8 409 € × 6.9x
Estimation 58 237 €
21 989€ - 145 783€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.)

What is the revenue of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) ?

The revenue of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) in 2024 is 57 k€.

Is PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) profitable?

Yes, PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) generated a net profit of 8 k€ in 2024.

Where is the headquarters of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) ?

The headquarters of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) is located in FILLIERE (74370), in the department Haute-Savoie.

Where to find the tax return of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) ?

The tax return of PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) operate?

PASSION EXPERTISE PROXIMITE SERVICE (P.E.P.S.) operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.