PARAGON RISK ENGINEERING FRANCE : revenue, balance sheet and financial ratios

PARAGON RISK ENGINEERING FRANCE is a French company founded 19 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75012), this company of category PME shows in 2021 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - PARAGON RISK ENGINEERING FRANCE (SIREN 493823447)
Indicator 2024 2023 2022 2021 2018 2017 2016
Revenue N/C N/C N/C 1 519 667 € N/C 1 166 353 € 1 206 790 €
Net income 134 949 € 295 027 € 235 301 € 83 823 € -184 257 € 65 286 € 56 137 €
EBITDA N/C N/C N/C 115 928 € N/C 86 525 € 86 148 €
Net margin N/C N/C N/C 5.5% N/C 5.6% 4.7%

Revenue and income statement

In 2024, PARAGON RISK ENGINEERING FRANCE generates positive net income of 135 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 56 k€ -> 135 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

134 949 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.629%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

3.1%

Solvency indicators evolution
PARAGON RISK ENGINEERING FRANCE

Sector positioning

Debt ratio
0.0 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Excellent

In 2024, the debt ratio of PARAGON RISK ENGINEERING ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
23.63% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average +8 pts over 3 years

In 2024, the financial autonomy of PARAGON RISK ENGINEERING ... (23.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 135.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

135.542

Liquidity indicators evolution
PARAGON RISK ENGINEERING FRANCE

Sector positioning

Liquidity ratio
135.54 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Average

In 2024, the liquidity ratio of PARAGON RISK ENGINEERING ... (135.54) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2718 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The gap of 2718 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2718 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
PARAGON RISK ENGINEERING FRANCE

Positioning of PARAGON RISK ENGINEERING FRANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of PARAGON RISK ENGINEERING FRANCE is estimated at 271 607 € (range 128 475€ - 1 240 132€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
128k€ 271k€ 1240k€
271 607 € Range: 128 475€ - 1 240 132€
NAF 5 all-time

Valuation method used

Net Income Multiple
134 949 € × 2.0x = 271 608 €
Range: 128 476€ - 1 240 133€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare PARAGON RISK ENGINEERING FRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about PARAGON RISK ENGINEERING FRANCE

What is the revenue of PARAGON RISK ENGINEERING FRANCE ?

The revenue of PARAGON RISK ENGINEERING FRANCE in 2021 is 1.5 M€.

Is PARAGON RISK ENGINEERING FRANCE profitable?

Yes, PARAGON RISK ENGINEERING FRANCE generated a net profit of 135 k€ in 2024.

Where is the headquarters of PARAGON RISK ENGINEERING FRANCE ?

The headquarters of PARAGON RISK ENGINEERING FRANCE is located in PARIS (75012), in the department Paris.

Where to find the tax return of PARAGON RISK ENGINEERING FRANCE ?

The tax return of PARAGON RISK ENGINEERING FRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PARAGON RISK ENGINEERING FRANCE operate?

PARAGON RISK ENGINEERING FRANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.