SIREN : 399969328
PAPETERIE FINANCIERE is a French company founded 31 years ago, specialized in the sector Autre imprimerie (labeur). Based in PARIS (75005), this company of category PME shows in 2024 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2 140 314 € | 1 318 541 € | 1 917 123 € | 1 639 557 € | 1 575 476 € | 1 512 542 € | 1 360 692 € | 1 555 554 € | 1 612 762 € |
| Net income | 423 093 € | 355 583 € | 253 294 € | 217 555 € | 241 806 € | 185 250 € | 65 571 € | 120 254 € | 100 101 € |
| EBITDA | 149 018 € | 160 533 € | 339 014 € | 305 481 € | 312 786 € | 254 711 € | 58 388 € | 192 131 € | 187 102 € |
| Net margin | 19.8% | 27.0% | 13.2% | 13.3% | 15.3% | 12.2% | 4.8% | 7.7% | 6.2% |
In 2024, PAPETERIE FINANCIERE achieves revenue of 2.1 M€. Revenue is growing positively over 9 years (CAGR: +3.6%). Vs 2023, growth of +62% (1.3 M€ -> 2.1 M€). After deducting consumption (146 k€), gross margin stands at 2.0 M€, i.e. a rate of 93%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 149 k€, representing 7.0% of revenue. Warning negative scissor effect: despite revenue change (+62%), EBITDA varies by -7%, reducing margin by 5.2 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 423 k€, i.e. 19.8% of revenue. This profit can be retained or distributed to shareholders.
2 140 314 €
1 994 106 €
149 018 €
133 941 €
423 093 €
7.0%
The debt ratio (= Financial debt / Equity x 100) stands at 96%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 9.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
95.509%
29.216%
9.173%
3.742
60.4%
In 2024, the debt ratio of PAPETERIE FINANCIERE (95.51) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of PAPETERIE FINANCIERE (29.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of PAPETERIE FINANCIERE (3.74) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 131.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.9x. Operating income very largely covers interest expenses: high safety margin.
131.191
8.92
In 2024, the liquidity ratio of PAPETERIE FINANCIERE (131.19) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of PAPETERIE FINANCIERE (8.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 29 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 91 days. Excellent situation: suppliers finance 62 days of the operating cycle (retail model). Inventory turnover is 34 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 67 days of revenue, i.e. 397 k€ to permanently finance.
396 964 €
29 j
91 j
34 j
67 j
Based on 72 transactions of similar company sales
(all years),
the value of PAPETERIE FINANCIERE is estimated at
1 127 496 €
(range 496 784€ - 2 347 295€).
With an EBITDA of 149 018€, the sector multiple of 4.9x is applied.
The price/revenue ratio is 0.25x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 72 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAPETERIE FINANCIERE with other companies in the same sector:
Voir toutes les statistiques du secteur Autre imprimerie (labeur)
The revenue of PAPETERIE FINANCIERE in 2024 is 2.1 M€.
Yes, PAPETERIE FINANCIERE generated a net profit of 423 k€ in 2024.
The headquarters of PAPETERIE FINANCIERE is located in PARIS (75005), in the department Paris.
The tax return of PAPETERIE FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAPETERIE FINANCIERE operates in the sector Autre imprimerie (labeur) (NAF code 18.12Z). See the 'Sector positioning' section above to compare the company with its competitors.