SIREN : 794615336
PANOGESTION is a French company founded 12 years ago, specialized in the sector Location de logements. Based in SAINT-JACQUES-DE-LA-LANDE (35136), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 203 446 € | 1 180 907 € | 1 136 682 € | 1 081 933 € | 1 048 175 € | 1 050 744 € | 1 022 546 € | 1 028 403 € | 1 007 800 € |
| Net income | -188 428 € | -70 468 € | -124 717 € | -28 448 € | -104 161 € | -67 985 € | -137 697 € | -128 912 € | -98 900 € |
| EBITDA | -98 197 € | -442 € | -110 692 € | -66 820 € | -87 795 € | -42 965 € | -62 489 € | -43 724 € | -17 280 € |
| Net margin | -15.7% | -6.0% | -11.0% | -2.6% | -9.9% | -6.5% | -13.5% | -12.5% | -9.8% |
In 2024, PANOGESTION achieves revenue of 1.2 M€. Revenue is growing positively over 9 years (CAGR: +2.2%). Vs 2023: +2%. After deducting consumption (3 k€), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -98 k€, representing -8.2% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -22117%, reducing margin by 8.1 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -188 k€ (-15.7% of revenue), which will impact equity.
1 203 446 €
1 200 640 €
-98 197 €
-130 022 €
-188 428 €
-8.2%
The debt ratio (= Financial debt / Equity x 100) stands at -125%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -315%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-125.294%
-315.137%
-12.872%
-8.826
14.3%
In 2024, the debt ratio of PANOGESTION (-125.29) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of PANOGESTION (-315.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2024, the repayment capacity of PANOGESTION (-8.83) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 81.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
81.288
-62.116
In 2024, the liquidity ratio of PANOGESTION (81.29) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of PANOGESTION (-62.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Overall, WCR represents 67 days of revenue, i.e. 224 k€ to permanently finance. Over 2016-2024, WCR increased by +81%, requiring additional financing.
223 504 €
0 j
9 j
0 j
67 j
Based on 169 transactions of similar company sales in 2024, the value of PANOGESTION is estimated at 970 732 € (range 370 947€ - 1 810 179€). The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PANOGESTION with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of PANOGESTION in 2024 is 1.2 M€.
PANOGESTION recorded a net loss in 2024.
The headquarters of PANOGESTION is located in SAINT-JACQUES-DE-LA-LANDE (35136), in the department Ille-et-Vilaine.
The tax return of PANOGESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PANOGESTION operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.