Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
Le dernier exercice comptable publié pour cette entreprise remonte à 2016. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

PANAM ACCESS : revenue, balance sheet and financial ratios

PANAM ACCESS is a French company founded 19 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures. Based in CRETEIL (94000), this company of category PME shows in 2016 a net income negative of -1 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-01

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Fragile

Signal structurel : exploitation déficitaire (EBE négatif).

In summary, PANAM ACCESS is currently loss-making, which weighs on its accounts. Its financial structure is solid, with debt well contained relative to its sector. Point of attention: short-term liquidity is tight.

Financial history - PANAM ACCESS (SIREN 497501817)
Indicator 2016 2014 2013
Revenue N/C N/C N/C
Net income -1 052 € -3 358 € -3 847 €
EBITDA -1 052 € -3 246 € -3 748 €
Net margin N/C N/C N/C

Revenue and income statement

In 2016, PANAM ACCESS records a net loss of 1 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2016) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-1 052 €

EBIT (2016) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-1 052 €

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-1 052 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. Compared with its sector, this ratio places the company among the best positioned (sector median: 9.8%). Financial autonomy (= Equity / Total assets x 100) reaches 0%. This ratio is less favorable than the sector median (31.2%) and warrants attention.

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Repayment capacity (2016) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
PANAM ACCESS

Sector positioning

Debt ratio
0.0% 2016
Q1: 0.0%
Med: 9.85%
Q3: 66.62%
Excellent

In 2016, the debt ratio of PANAM ACCESS (0.0%) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
0.0% 2016
Q1: 11.0%
Med: 31.17%
Q3: 57.59%
Watch

In 2016, the financial autonomy of PANAM ACCESS (0.0%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 0.37. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

0.37

Interest coverage (2016) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
PANAM ACCESS

Sector positioning

Liquidity ratio
0.37 2016
Q1: 1.01
Med: 1.48
Q3: 2.78
Watch -5 pts over 3 years

In 2016, the liquidity ratio of PANAM ACCESS (0.37) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of PANAM ACCESS in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Similar companies (Commerce de gros (commerce interentreprises) d'habillement et de chaussures)

Compare PANAM ACCESS with other companies in the same sector:

Top companies in Commerce de gros (commerce interentreprises) d'habillement et de chaussures

Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures:

Top companies in Val-de-Marne

Largest companies by revenue in the department Val-de-Marne:

Frequently asked questions about PANAM ACCESS

What is the revenue of PANAM ACCESS ?

The revenue of PANAM ACCESS is not publicly disclosed (confidential accounts filed with INPI).

Is PANAM ACCESS profitable?

PANAM ACCESS recorded a net loss in 2016.

Where is the headquarters of PANAM ACCESS ?

The headquarters of PANAM ACCESS is located in CRETEIL (94000), in the department Val-de-Marne.

Where to find the tax return of PANAM ACCESS ?

The tax return of PANAM ACCESS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does PANAM ACCESS operate?

PANAM ACCESS operates in the sector Commerce de gros (commerce interentreprises) d'habillement et de chaussures (NAF code 46.42Z). See the 'Sector positioning' section above to compare the company with its competitors.