PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE : revenue, balance sheet and financial ratios
PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE is a French company
founded 19 years ago,
specialized in the sector Désinfection, désinsectisation, dératisation.
Based in CAMBON (81990),
this company of category PME
shows in 2022 a revenue of 3.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE (SIREN 490602422)
Indicator
2024
2023
2022
2021
2020
2017
2016
2015
2014
Revenue
N/C
N/C
3 346 834 €
N/C
N/C
1 576 794 €
1 341 892 €
1 227 621 €
1 073 280 €
Net income
480 026 €
463 674 €
515 085 €
410 829 €
354 301 €
85 019 €
13 977 €
85 195 €
31 668 €
EBITDA
N/C
N/C
741 484 €
N/C
N/C
117 532 €
35 501 €
110 527 €
47 669 €
Net margin
N/C
N/C
15.4%
N/C
N/C
5.4%
1.0%
6.9%
3.0%
Revenue and income statement
In 2024, PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE generates positive net income of 480 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2014-2024: 32 k€ -> 480 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
480 026 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
34.533%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
40.331%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2017
2020
2021
2022
2023
2024
Debt ratio
0.339
2.941
6.574
0.066
76.05
81.774
57.132
35.005
34.533
Financial autonomy
50.76
56.13
44.646
46.651
40.534
36.149
39.621
44.84
40.331
Repayment capacity
0.019
0.149
0.008
0.003
None
None
0.614
None
None
Cash flow / Revenue
4.087%
5.079%
2.147%
4.93%
None%
None%
16.459%
None%
None%
Sector positioning
Debt ratio
34.532024
2022
2023
2024
Q1: 0.01
Med: 11.78
Q3: 49.41
Average-6 pts over 3 years
In 2024, the debt ratio of PAMI PROTECTION ET AMELIO... (34.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
40.33%2024
2022
2023
2024
Q1: 12.65%
Med: 37.42%
Q3: 58.22%
Good
In 2024, the financial autonomy of PAMI PROTECTION ET AMELIO... (40.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
0.61 years2022
2022
Q1: 0.0 years
Med: 0.21 years
Q3: 1.36 years
Average
In 2022, the repayment capacity of PAMI PROTECTION ET AMELIO... (0.61) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 191.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
191.026
Liquidity indicators evolution PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2014
2015
2016
2017
2020
2021
2022
2023
2024
Liquidity ratio
189.36
236.543
165.715
166.147
316.398
273.601
252.596
230.01
191.026
Interest coverage
0.879
0.243
1.535
0.0
None
None
0.278
None
None
Sector positioning
Liquidity ratio
191.032024
2022
2023
2024
Q1: 149.18
Med: 236.79
Q3: 370.17
Average-18 pts over 3 years
In 2024, the liquidity ratio of PAMI PROTECTION ET AMELIO... (191.03) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.28x2022
2022
Q1: 0.0x
Med: 0.21x
Q3: 1.39x
Good
In 2022, the interest coverage of PAMI PROTECTION ET AMELIO... (0.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2017
2020
2021
2022
2023
2024
Operating WCR
345 435 €
422 375 €
477 606 €
516 778 €
0 €
0 €
466 850 €
0 €
0 €
Inventory turnover (days)
25
27
20
23
0
0
9
0
0
Customer payment term (days)
86
106
96
94
0
0
56
0
0
Supplier payment term (days)
92
63
83
89
0
0
68
0
0
Positioning of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE in its sector
Comparison with sector Désinfection, désinsectisation, dératisation
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (37 transactions).
This range of 476 762€ to 2 190 489€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2024
Indicative
476k€981k€2190k€
981 628 €Range: 476 762€ - 2 190 489€
NAF 5 all-time
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 37 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Désinfection, désinsectisation, dératisation)
Compare PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE with other companies in the same sector:
Frequently asked questions about PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE
What is the revenue of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE ?
The revenue of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE in 2022 is 3.3 M€.
Is PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE profitable?
Yes, PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE generated a net profit of 480 k€ in 2024.
Where is the headquarters of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE ?
The headquarters of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE is located in CAMBON (81990), in the department Tarn.
Where to find the tax return of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE ?
The tax return of PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE operate?
PAMI PROTECTION ET AMELIORATION DE LA MAISON INDIVIDUELLE operates in the sector Désinfection, désinsectisation, dératisation (NAF code 81.29A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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