SIREN : 902101138
PAM is a French company founded 4 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in MONTPELLIER (34000), this company of category PME shows in 2025 a net income positive of 41 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 |
|---|---|
| Revenue | N/C |
| Net income | 41 311 € |
| EBITDA | -1 325 € |
| Net margin | N/C |
In 2025, PAM generates positive net income of 41 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
-1 325 €
-1 325 €
41 311 €
The debt ratio (= Financial debt / Equity x 100) stands at 334%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
334.02%
23.008%
11.804
In 2025, the debt ratio of PAM (334.02) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of PAM (23.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of PAM (11.80) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 4243.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4243.667
-152.377
In 2025, the liquidity ratio of PAM (4243.67) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of PAM (-152.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Based on 170 transactions of similar company sales (all years), the value of PAM is estimated at 428 262 € (range 265 460€ - 666 083€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 170 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PAM with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of PAM is not publicly disclosed (confidential accounts filed with INPI).
Yes, PAM generated a net profit of 41 k€ in 2025.
The headquarters of PAM is located in MONTPELLIER (34000), in the department Herault.
The tax return of PAM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PAM operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.